Why are the poor getting poorer and the rich getting richer? Everyone has work income, but everyone's assets, liabilities and cash flow are different. Are you poor, middle class or rich? Let's take a look at a picture, which introduces the differences between the three in an easy-to-understand way:

(The difference between the poor, the middle class and the rich)

To put it bluntly, the main reason for determining class differences is thinking! First of all, we can start with the cash flow of the three. ......

1, cash flow of the poor

Work → Income (salary) → Expenditure (tax, food, rent, clothing, entertainment and transportation) → Work.

2. Cash flow of the middle class

Work → income → expenditure (tax, food, rent, clothes, entertainment, transportation) → debt (mortgage, consumer loan, credit card) → work.

3. Cash flow of the rich

Work → income → expenditure (tax, food, rent, clothing, entertainment, travel) → assets (stocks, bonds, bills, real estate, intellectual assets, etc.). ) → Income → Work.

The cash flow of the poor is negative, mainly by working to earn money, but impulsive consumption and blind debt often make them poorer and poorer;

The main income of the middle class is also work, saving money to buy high-value goods and having the concept of investment and financial management;

The rich mainly make money by investing, and they are all involved in real estate, stocks and futures.

Know the real assets and liabilities:

Simply put, assets are things that you can make money in your pocket, such as salary, wealth management income, part-time job, real estate and so on;

Debt is what you pay for yourself, such as credit card consumption, mortgage loan, consumer loan and so on.

So, why are the poor getting poorer and the rich getting richer?

The reason why the rich are getting richer is that they actively invest in financial management. Salary, when you put your hard-earned savings back in the bank, the rich have already earned more money with your savings. Poor people have no capital, but more awareness of turning money into capital, so they will become poorer and poorer.

Thinking determines status! There is a saying: the idea does not change, the result does not change. If you always live with the thinking of the poor, it is difficult to get rid of poverty, and even if you get rid of poverty, it is easy to return to poverty. Money is only the final result. Rich people have money in the whole process of making money.

Comparing different roles, I feel that I am rich in thinking and poor in life! Haha ~