Before opening online banking, I applied for a debit card from ICBC with my ID card (registered residence book for minors), with an annual fee of 10 yuan. However, if the average daily balance in Caneda does not reach 300 yuan, I will charge 3 yuan a small account management fee every quarter. The annual online banking fee of ICBC 12 yuan is now free.

If you apply for U Shield, Hua Hong, 60 yuan and 68 yuan, G&D and Jinbangda 76 yuan dynamic password cards, 2 yuan will apply for them free of charge from August 2006 10 to October 3 1 2007.

First, open online banking and e-commerce functions at the counter of ICBC, otherwise you can only inquire after logging in to online banking, but you can't transfer money and pay online.

2. After logging in to /index.jsp, click "Personal Online Banking Login". When logging in to online banking for the first time, the page will prompt to install security controls, and you must click Install.

Third, after logging in to online banking for the first time, you need to modify the login password of online banking and set it as a combination of letters and numbers.

Fourthly, after logging in to online banking for the first time, you should also set a "reserved verification information" to verify the identity of customers when paying online in the future, so as to improve the security of online payment.

Fifth, in the online banking system, it is convenient to transfer and remit money between Kaka and Cardfold, and it is also convenient for customers to transfer and remit money, as well as funds, gold, futures and securities. , the function is very rich.

Sixth, when online bank transfer involves the transfer of funds in the card, it is necessary to enter the digital code of "dynamic password card" for verification to improve the transaction security; When using password card for B2C, online payment and external transfer and remittance, the single transaction limit is 1 1,000 yuan, and the daily cumulative transaction limit is 5,000 yuan; If you apply for a U shield, you should insert a U shield when you pay for the transaction. There is no restriction on password payment by using U shield, and the security of online banking transactions can be improved.

Seventh, install anti-virus software and firewall in the computer, and kill virus regularly to prevent Trojan virus from stealing information.

Eighth, avoid logging in personal online banking in Internet cafes and offices, and beware of Trojan virus stealing personal bank accounts and passwords.

Ninth, remember the login password of online banking. If you forget it, you need to go to the original application network to solve it and reopen it.

Tenth, bank cards should be placed separately from magnetoelectric devices such as mobile phones to avoid degaussing.

Supplement: It is best to keep personal debit cards above 300 yuan and avoid charging small account management fees.