The object of insurance market transactions is to protect products, that is, to provide protection for all kinds of risks passed on by the insured to the insurer, so it is directly related to risks.

2. The insurance market is a non-instant settlement market.

The so-called real-time settlement market refers to a market where both the supply and demand sides can know the transaction results immediately once the market transaction is over. However, in insurance trading activities, due to the uncertainty of risk, insurance and luck, it is impossible for both parties to know the transaction result exactly, so they cannot settle the account immediately.

3. The insurance market is a special futures trading market.

Due to the luck of insurance, any transaction in the insurance market is the insurer's commitment to compensate the economic losses caused by future risk events. The insurance market can be understood as a special futures market.