2. The daily cumulative limit for transferring funds and depositing cash into unbound accounts of Class II households is 1, yuan, and the annual cumulative limit is 2, yuan; The total daily cumulative limit of consumption and payment, transfer of funds to unbound accounts and withdrawal of cash is 1, yuan, and the total annual cumulative limit is 2, yuan. Second-class bank accounts can handle deposits, purchase financial products such as investment and wealth management products, limit consumption and payment, and limit the transfer of funds to unbound accounts. If the identity is confirmed face to face by the bank staff through the bank counter and self-service equipment, the second-class households can also handle the deposit and withdrawal of cash, the transfer of unbound account funds, and the distribution of bank cards. The second-class account can transfer money to the first-class account, but it must be a bound card. The second-class account can transfer money to the first-class account, but it must be a bound card. In fact, it's not called transfer. When applying for a second-class account, the bank will let you tie it to a debit card in the name of the same bank or other banks. The money in the second-class account wants to be transferred to the first-class account, which is called cash withdrawal. The second-class account is equivalent to the sub-account of the first-class account, so the analysis is easier to understand.

3. According to the relevant regulations of the bank, the daily cumulative limit for transferring funds and depositing cash into unbound accounts of Class II households is 1, yuan, and the annual cumulative limit is 2, yuan; The total daily cumulative limit of consumption and payment, transfer of funds to unbound accounts and withdrawal of cash is 1, yuan, and the total annual cumulative limit is 2, yuan. On the contrary, Class I accounts can be used for large deposit, withdrawal, transfer, consumption payment, purchase of investment and wealth management products, etc. The scope and amount of use are not limited. Everyone can only apply for four savings cards in each bank, of which only one Class I account can be opened and three Class II accounts can be opened. It should be noted that the first-class card and the second-class card can be interchanged, that is, the first-class card is reduced to the second-class card and the second-class card is upgraded to the first-class card. Generally speaking, the first savings card a user holds in a bank is a first-class card, and the cards he holds in the future are second-class cards.

1. Class I account is a full-function account, which is a well-known debit card. It can handle deposits, transfers, consumer payment, purchase investment and wealth management products, withdraw cash, etc. The scope and amount of use are not limited. Personal wage income, large transfer, bank-securities transfer, and payment and payment of medical insurance, social insurance, pension, provident fund and other businesses should be handled through a class of households.

1) The second-class bank card can handle deposits and purchase financial products such as investment and wealth management products.

2) Limit consumption and payment, and limit the transfer of funds to unbound accounts.

3) The identity is confirmed face to face by the bank staff through the bank counter and self-service equipment. 4) Class II cards can also handle cash deposit and withdrawal, and transfer funds from unbound accounts to other people, and can be distributed with bank card entity cards.