1. basic deposit account is the depositor's main account. The receipt and payment of funds for depositors' daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account.
2. The general deposit account is used for the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.
3. The special deposit account is used to handle the receipt and payment of various special funds.
4. Temporary deposit accounts are used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management.
Except for general deposit accounts and some special accounts, cash can be withdrawn from other accounts, but the use of cash withdrawal is limited.
Extended data:
Cash shall not be withdrawn: extra-budgetary funds, securities trading settlement funds, futures trading deposits, trust funds and special deposit accounts for income remittance funds.
For the securities trading settlement fund account, considering the common practice of investors to withdraw cash through branches of securities companies and the characteristics of the securities industry, after the implementation of the Measures for the Administration of RMB Bank Settlement Accounts, it is gradually transitional to withdraw cash from the special deposit account for securities trading settlement funds.
When handling cash withdrawal business for investors, the branches of securities companies must abide by the relevant state regulations on cash management, establish an appointment system for large cash withdrawals, and report to the local branches of the People's Bank of China in a timely manner in accordance with the relevant documents of the People's Bank of China.
Accounting net, China-Which bank settlement accounts can withdraw cash?
Baidu Encyclopedia-Basic Account