Anyway, a little pressure on the psychological stone can be relaxed, as long as the psychological difficulties are adjusted, it can be solved.
I think I should face the problem positively and find a way to solve it. If the debtor uses beatings, threats, intimidation and other means in the underworld, he should immediately seek the help of the police. If he owes money to banks or formal financial institutions, he should actively answer the phone and try to make money to pay off his debts. At the very least, he wants the other party to see his sincerity in repayment.
I don't mean that what I said above is easy, because I have been in debt for the last three years and I can't afford it. I also said in my previous article that I started my own business from 2007 to 20 17, caught up with good opportunities, and made some money with my own efforts. I bought a house in Qingdao, got married and gave birth to a baby. I could have lived a happy life, but then I expanded myself. I wanted to make more money, so I started speculating in crude oil futures. From 20 15 to 20 17, I lost a lot. I not only lost hundreds of thousands of deposits in my hand, but also owed more than1million. I borrowed a lot of money from credit companies and banks. In the past few years, I have been living a life of robbing Peter to pay Paul, but with the continuous loss of investment. I have no money to pay for Western Wall. Fortunately, I didn't borrow money from the people or the underworld, so all the people who called to collect debts were banks and credit companies. During this period, I also received calls from some credit companies, all of which were threatening and intimidating the underworld, but I found that threats and intimidation didn't work for me, so I had to take other measures to appeal for debt collection.
I feel failed, but I can't be disappointed. The darker the night, the brighter the stars. We must face difficulties optimistically and positively, solve problems, find ways to make more money and pay off debts as soon as possible. No matter how many setbacks, you are not afraid of failure, you must have the belief and determination to stand up again. Thank you.
This year's debt belongs to my uncle, so we can't owe it or jump to conclusions. The reasons are different, but we can't afford it. If we are in the mood to owe it, we will pay it back. Whoever lives will try to pay back, but we will try to live and find happiness, because no one can replace it.
The premise of this question is not very clear, so to give a clear answer, we must make different answers according to different premises.
1, what is the reason for the debt?
2. What kind of people are in debt?
3. Give the answer by combining these two points.
If a person is in debt because of legitimate business or life difficulties, the reason for his debt is very clear. As a debtor, he also knows that it is his obligation to repay the debt. At this point, if the debt can't be properly solved for a while, he should communicate frankly with the creditors and explain the status quo. On the basis of mutual understanding, the two sides will find ways and methods to solve it. If it does happen that it can't be resolved in a short time, and the two sides can't reach an understanding and form a reconciliation and understanding, then the final solution can only be through legal channels, with the court's judgment as the final solution.
In this process, the debtor's character and sincerity will play a decisive role. A person who sincerely assumes responsibility will gain the understanding and trust of creditors. People's hearts change, and everyone is in trouble. Sincerity! Is the most important.
There is also a kind of debt, that is, debt arising from consumption beyond one's ability or other improper behaviors, such as gambling. Then don't think about it. This kind of person, this kind of debt, is a mistake in itself, so it is a disaster for both debtors and creditors.
This situation can only be properly solved if creditors are willing to understand and wait, while debtors can truly turn over a new leaf and are sincerely willing to repay their debts through hard work.
In either case, as a debtor, you should be able to show sincerity and courage to take responsibility, so as to gain the understanding, understanding and trust of creditors. Therefore, sincerity is the only way.
A: You are heavily in debt, and you are forced to be in debt, so you can't pay it back. You should be clear about paying off debts! Have the ability to repay gradually! If you have no ability, you must find a way to solve it! While trying to relax yourself, try to convince the creditors of their determination to pay back the money … and pay off the debt! Be a normal person!
When I went away with the famine (debt) years on my back, it was in the prime of life and belonged to the steel bean structure. My hammer is not biased, my cooking is not bad, and I die suddenly. I am young and have a lot of time to waste, but I am not afraid to suffer from famine. The greater the pressure, the higher I jump. What happened? Who can't get a wife without famine?
I didn't earn anything in my last life, so I was poor. No matter how poor you are, you can't be single, you have to spread branches and leaves, and you have to pass on incense. Begging my brother to worship my sister, my relatives and friends have borrowed them all, but the bride price is still a long way off. I was so anxious that I turned around on the spot. No way, there is only one way left, and that is to borrow usury.
At least I got my daughter-in-law home, and the rest is to earn money to pay off debts.
The day of repaying usury is coming. Where is the money to be returned? Crying without saying a word every day, crying without response. I don't know how ants on hot bricks feel, but I know that carrying famine is worse than being stabbed with a knife. Damn it, robbing Peter to pay Paul is a big deal, otherwise you will hide your debts. Thinking about it is not the way. You can hide on the first day, but you can't hide on the fifteenth.
A large part of my debt is owed by my daughter-in-law. If I let her know about the famine in Mala Tang, and I get angry and leave in a hurry, wouldn't my chicken fly, my eggs are broken and my hands are empty? What's the use of holding two handfuls of air in my hand?
Finally, the usurer came to me. First, he asked me kindly when I would pay back the money.
I quickly put a pot on, grabbed a lot of tea leaves, carried a dirty tea bowl, and offered it with both hands. The debt collector glanced at the tea, twisted his eyebrows, reached for it and put it aside.
I said, brother, you know my situation. At present, the crops in the field are not ripe enough to exchange money. Can you give me a few days?
After listening to me pour out the bitter water, the debt collector left with his ass up. At the door, he left a choking sentence: give it another month, and then say no, just dismantle your parts and pay back the money.
I rolled my eyes in horror. It's really three generations short of money.
Looking back now, I still feel chilly on my back.
No matter the nature of your debt! ? Anyone who borrows money has ideas about money in his heart! Passive debt collection can only show that there is something wrong with the behavior of borrowing! How to get rid of it is also in the borrower's mind.
Communicate with creditors to give time. They want money, not their lives. Cheer up, earn money to pay off debts, and there may be good opportunities in the process of struggle.
If nothing else, it is the last word to pay back the money quickly.