Claims can be settled in different places. Ping An began to make unified claims nationwide in 2004. Just note that if you seek medical treatment in Harbin, there is a designated hospital stipulated in the insurance policy, please seek medical treatment safely in the designated hospital in Harbin. So there won't be any problem.

If you have not been admitted to a designated hospital, please submit an application from a non-designated hospital before submitting the claim.

Note: Designated hospitals in Harbin: No.1, No.2 and No.4 hospitals in Harbin, No.1 and No.2 hospitals of Harbin Medical University, etc. (I don't remember clearly and completely, sorry. )

If you have any questions, please contact 955 1 1.

It should also be noted that medical expenses will be reimbursed according to Beijing medical insurance standards (because the insurance policy is from Beijing). The current medical insurance standards in Beijing are: Class B drugs 10%, and Class B examination is 8%. Class c is paid in full at its own expense. Full reimbursement for level A. ..

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.