Yes.

Funds are financial management products suitable for long-term investment. Through a large amount of data analysis, it has been found that the profit ratio of basic citizens is highly correlated with the holding period. Taking nearly a hundred products of Alipay Gold as an example, holding funds Over 70% of users who have held funds for less than 3 months have lost money, while nearly 90% of users who have held funds for more than a year have made money.

Things to note when buying funds

Users need to be careful not to care too much about the net value of the fund when buying funds. In fact, the fund's income is only related to the growth rate of its net worth. As long as the fund's net value growth rate remains ahead, its returns will naturally be high.

Be careful not to like the new and dislike the old: don’t blindly pursue new funds. Although new funds have inherent advantages such as price concessions, old funds have long-term operation experience and more reasonable positions, which are more worthy of attention and investment.