Recommended online loan applications: Ant Borrowing, MYBank, Weilidai, JD.com Gold Bar, Xiaomi Loan, Ping An Orange Blossom, Youqianhua.
1. Ant Jiebei
I believe everyone already knows Jiebei. Jiebei is a credit service brand under Alipay. The maximum amount of Jiebei is 300,000, and the daily loan interest rate is 0.015%-0.06%. The activation of Jiebei is by invitation. You can only open Jiebei after receiving an invitation. The conditions for activation are 600 Zhima points and Alipay real-name system. Zhima Score mainly conducts comprehensive scoring based on the user's identity information, credit situation, personal connections, repayment ability, etc.
2. Online Merchant Bank
Alipay Online Merchant Bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous borrowing. The maximum loan amount is 10,000 yuan. The expected annualized interest rate on the loan date is 0.05%. The loan period is 12 months and the equal principal repayment method is adopted.
If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. .
The loan amount ranges from 500 yuan to 200,000 yuan, and the annualized interest rate starts at 7.2%. The interest rate for borrowing 10,000 yuan per day starts at 2 yuan. The loan period is long, and the loan can be borrowed on a daily basis and can be borrowed the next day. Also, interest is calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in the fastest 30 seconds, payment in 1 minute, without any hidden charges.
Du Xiaoman-If you have money to spend (second batch), click online to measure your balance
Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.
3. Weilidai
Weilidai is an Internet loan product launched by Tencent WeBank. The loan interest is calculated on a daily basis, and the daily loan interest rate is 0.02%~0.05%. Weilidai, like Jiebei, adopts an invitation-based activation method. Users can only activate Jiebei after receiving an invitation from Weilidai. Users can check whether Weilidai is available in their mobile QQ wallet or WeChat Jiugongge. .
4. Jingdong Gold Bars
Jingdong Finance produces Internet credit loan products with a loan limit of up to 100,000 yuan and a daily loan interest rate of 0.05%. There is a discount of 0.04% during the event.
5. Xiaomi Loan
Xiaomi Loan is a consumer credit service under Xiaomi Finance. Its main business is personal credit loans and consumer installment loans, and it adopts an unsecured online transaction model. Based on big data modeling and credit information, it is based on the mobile Internet online platform and uses mobile phones as the carrier to provide services to users. In September 2015, Xiaomi Loan launched its APP.
6. Ping An Orange Flower. The small credit loan launched by Ping An Consumer Finance can be applied for as long as you have a college degree or above. You need stable income and good credit. The daily interest rate starts at 0.039%.