Of course. The fund is mainly held for a long time, but long-term holding does not mean mindless persistence. If there is income, it will not be sold. But after long-term holding, when the account is profitable, it is necessary to make a reasonable profit. Of course, if you choose a good fund, it is right to hold it all the time, but the fund will also have a band, and there is no fund that has been rising, so taking profit properly is also the key to profitability.

A few simple skills teach you how to choose a high-quality fund. If you hold it for a long time, the probability of profit is very high:

1. Choose a fund according to your risk tolerance. If you are worried about risks, you can choose money funds and bond funds. Unless there are force majeure factors, these two funds will make money if they are held for a long time. If the risk tolerance is high, you can choose stock funds related to the stock market.

2. Equity funds can be selected according to the past performance of the fund manager, the working years of the fund manager, the number of funds managed by the fund manager, the maximum withdrawal, the fund size and other indicators. Choose a fund with high yield, long experience, no more than 5 managers, small maximum withdrawal rate and moderate fund size.

3. Don't operate frequently after buying a fund.

Fund (English: Fund) is a reserve of funds or a special appropriation for starting, maintaining or developing a certain cause. Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. In a narrow sense, funds refer to funds with specific purposes and uses. And the fund that people usually say refers to the securities investment fund.

According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.