Current location - Trademark Inquiry Complete Network - Futures platform - Do financial managers in banks really make money?
Do financial managers in banks really make money?
Not bad. Account managers belong to the marketing positions of banks and are divided into individual account managers (wealth management account managers), personal loan account managers and corporate account managers. (1) Private account managers mainly serve private customers, and some banks are called wealth management account managers. Their duties are mainly to maintain old customers, develop new customers, attract deposits and sell banking products. For private account managers, they need to have a variety of financial knowledge such as deposits, national debt, funds, stocks, insurance, gold, foreign exchange, futures and so on. , and provide financial advice and opinions to customers. (2) The personal loan account manager is mainly responsible for marketing and handling personal business loans, personal housing loans, auto loans and other personal loan businesses, requiring a strong sense of risk, being good at judging people and understanding the complex social relations and actual situation of customers. One: As far as I know, I can become a personal financial account manager after three months. Probably not sitting in the bank, because we have to understand that the bank hired us to help him sell credit cards. Sitting in the bank lobby is completely different from credit card sales! As for the personal customer financial manager, in fact, you should not take it too seriously. Personal customer financial manager is estimated to have some other sales qualifications! I don't know much about some bank systems! Two: Those people belong to the bancassurance team in the bank. They specialize in selling wealth management products (bancassurance/insurance). It belongs to the scope of account managers, because the scope of account managers is too wide! Three: Don't care too much about other people's opinions. Whether it's good or not depends on ourselves. As long as you go your own way, there will always be a future. In fact, to put it bluntly, we can't climb up, and there is no salary! The salary of the bank is not very clear, but we must believe that the development prospect of the financial industry is definitely much better than other industries. Four: it belongs to the sales scope. Just look at the name. Cashiers in banks all belong to the downstream. We are all in sales! Of course not too high. If the performance is good, you can stop doing business. Promotion is your management, and the salary should not be bad! However, as long as the sales are basic salary plus commission (except insurance). As long as the full-time employees of the company have the right to enjoy the year-end bonus (provided that the company has this benefit)! Five: Different from informal employees, that is, some employees who are in the probation period, general enterprises often give a certain probation period (usually ranging from a few days to three months) in order to examine employees' actual work ability, work attitude and behavior after recruiting employees. Through this probation period, we can examine an employee's comprehensive ability and see whether he can adapt to this job and his future development potential. After being hired by the company, the company will sign a formal labor contract with it. At this time, you are a full-time employee.