Banking industry, insurance industry, trust industry, securities industry, leasing industry.

1. Banking industry

The banking industry in our country refers to the People’s Bank of China, regulatory agencies, self-regulatory organizations, and commercial banks and commercial banks established within the territory of the People’s Republic of China. Financial institutions such as urban credit cooperatives and rural credit cooperatives that absorb public deposits, non-bank financial institutions and policy banks. Banks are the main body of the modern financial industry and the hub of the national economy. ?

2. Insurance industry

The insurance industry refers to an industry that uses funds pooled in the form of contracts to compensate the economic interests of the insured.

Insurance means that the policy holder pays insurance premiums to the insurer in accordance with the contract. The insurer shall bear the liability for compensation for property losses caused by the occurrence of possible accidents stipulated in the contract, or shall be liable for insurance premiums when the accident occurs. The insurer is responsible for paying insurance benefits when the insured dies, becomes disabled, or reaches the age and period specified in the contract.

3. Trust Industry

Trust Industry (Trust Industry) Trust, together with banking, securities, and insurance, is known as the four pillars of the financial industry. Its original meaning is "entrusted by others." , manage finances on behalf of others." According to the definition of trust in Chapter 1, Section 1 of the Trust Law.

Trust" means that the trustor entrusts his property rights to the trustee based on his trust in the trustee, and the trustee entrusts his property rights to the trustee in his own name according to the wishes of the trustor for the benefit of the beneficiary or for a specific purpose. The act of conducting management or punishment. "

4. Securities industry

The securities industry is a specialized industry that serves securities investment activities. Countries define the scope of the securities industry slightly differently. According to the "Industry Classification Standard" of the United States, the securities industry consists of securities brokerage companies, stock exchanges and related commodity brokerage groups. The securities industry is a small industrial sector in various countries around the world, but its connections are extremely wide.

5. Leasing industry

The leasing industry is an operating industry that provides credit services by combining financial credit and material credit.

A business that provides credit services by combining financial credit and material credit. General leasing activities are when the lessor leases the material materials it owns to others for use under certain conditions, and the lessee pays rent in accordance with regulations during use.

Baidu Encyclopedia-Financial Industry