Profit: used for daily transfer settlement and cash receipt and payment.

Disadvantages: Enterprises can only have one basic household.

2. Special depositors:

Benefits: The special deposit account is used to handle the receipt and payment of various special funds, and the withdrawal of cash is handled in accordance with the Measures for the Administration of RMB Bank Settlement Accounts and the national cash management regulations.

Disadvantages: The funds in the company's bank card account must be transferred and deposited through basic deposit account. The account shall not handle cash receipt and payment business. No cash may be withdrawn from the special deposit account for extra-budgetary funds, securities trading settlement funds, futures trading deposits and trust funds.

Extended data:

Conditions for opening a general deposit account:

1. The funds in the bank card account of the company must be deposited through basic deposit account transfer. The account shall not handle cash receipt and payment business.

2. Extra-budgetary funds, securities trading settlement funds, futures trading deposits and special deposit accounts for trust funds may not withdraw cash.

3, capital construction funds, renovation funds, policy real estate development funds, financial institutions to deposit interbank funds accounts to withdraw cash, should be handled within the scope approved by the local branch of the People's Bank of China when opening an account.

4, grain, cotton, oil purchase funds, social security funds, housing funds and party, league, trade union funds and other special deposit accounts cash withdrawal should be strictly in accordance with the provisions of the state cash management.

5, income remittance account in addition to basic deposit account or extra-budgetary funds special financial deposit account transfer, only accept not to pay, not to withdraw cash.

6. Except for the funds transferred from basic deposit account, the business expenditure account only accepts and does not pay, and the withdrawal of cash must be handled in accordance with the national cash management regulations.

7. The funds in the special RMB account shall not be used for lending or providing guarantee.

8. RMB deposit settlement is provided by Rongdao.

Baidu encyclopedia-special deposit account

Baidu Encyclopedia-Basic Bank Account