Both are possible. Gold shops can only invest in physical gold, such as gold jewelry, gold ingots, gold bars, etc., while banks can invest in paper gold in addition to physical gold. Paper gold trades gold in real time. You will not get physical gold. If the investor's main purpose of investing in gold is to earn the difference between the buying and selling price, then you can invest in paper gold. If the investor's main purpose of investing in gold is to retain hard currency to avoid hyperinflation or even the paper currency credit crisis caused by social unrest, then you can invest in paper gold. Physical gold.
: 1. Advantages and disadvantages of gold investment.
Advantages:
1. High value preservation and large room for appreciation;
2. Relatively flexible and can be operated up or down;
3. T+0 trading mode, you can buy and sell on the same day;
4. The market is open and it is difficult for a banker to appear.
Disadvantages: There are many investment varieties, and paper gold, gold funds, and gold futures investments have higher risks; if it is gold jewelry, the purchase cost is high and the repurchase is not smooth. Generally, the tools that can be used to invest in gold are mainly exchange-traded gold (ETF) and physical gold or paper gold sold by banks. Gold is a safe-haven asset. When other financial markets are in bad shape or even in crisis, more investors choose to invest in gold as a safe haven. The price of gold is affected by many factors, including war, interest rates, the U.S. dollar and other factors. .
2. There are different types of gold investment and different investment channels. The specific introduction is as follows:
1. Gold jewelry: can be purchased through major gold stores and e-commerce platforms;
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2. Paper gold: personal certificate gold, which can be purchased through major banks’ mobile banking, online banking and other channels;
3. Gold bars: can be purchased through major banks and gold stores ;
4. Gold funds: purchased through gold trading platforms or third-party financial management platforms.
3. Gold fixed investment is a way to invest in physical gold in banks, and is suitable for investors with relatively small amounts of funds. Gold fixed investment can also be operated on online banking. You invest a fixed amount every month and buy gold according to the bank's quotation. Bank quotations are generally based on the AU9999 price on the Shanghai Gold Exchange. If you want to withdraw from fixed investment in gold, you can exchange the gold you purchased previously into fixed investment into cash or gold bars or gold jewelry according to the market price.