China Merchants Bank's wealth management products cover many fields, mainly including money market, bond market, stock market and gold market. Money market wealth management products mainly invest in short-term bank deposits, interbank deposit certificates, central bank bills, short-term government bonds and other assets; Bond market wealth management products mainly invest in fixed-income securities, such as corporate bonds, financial bonds, government bonds and so on. Stock market wealth management products mainly invest in stocks of listed companies; The wealth management products in the gold market are mainly gold spot and gold futures.

In addition, the investment cycle of wealth management products is also one of the factors to be considered. Different types of wealth management products correspond to different investment periods and income levels.