2. How to invest in gold:
The first is target preparation. Usually, gold speculation can be divided into short-term investment, medium-term investment and long-term investment in time; From the income requirements, it can be divided into preservation and appreciation; It can be divided into investment and speculation in operation. Therefore, families need to combine the fluctuation of gold price, available funds, personal investment style and familiarity with gold price and gold varieties to determine the appropriate gold investment target.
The second is a combination preparation. After all, gold is one of the investment targets in household asset allocation. Due to the different investment objectives and risk control requirements of each family, different gold investment ratios are determined. Under normal circumstances, even under the premise that gold is expected to rise sharply, ordinary families should not use all their excessive funds to deposit or speculate in gold.
The third is variety preparation. For middle-aged and elderly investors, physical gold should be the first choice, while some investment products such as "paper gold" and gold T+D are more suitable for young people with certain investment experience and risk tolerance.
The fourth is risk preparation. We should know that gold investment and gold storage are two different things, and blind investment will lead to deep lock-up or even loss.
The fifth is information preparation. After all, there are many factors that affect the rise and fall of gold prices, and the gold market is traded 24 hours a day around the world, so the information requirements for investing in gold are relatively high.
What is gold speculation?
1. The so-called gold speculation (also known as gold investment) mainly includes physical gold, paper gold and spot gold. Only physical gold can cash gold bars, but the income is far less than that of stocks, and trading operations on electronic software are more common. Gold has been an investment tool for a long time. Capital: "Money is gold and silver, and gold and silver are not money" explains the essence of investment. For a long time, all resources have been concentrated in the CFD trading industry of gold and stock indexes on the platform of the global gold exchange. The monthly turnover of gold investment is as high as $30 billion, which shows that it is an independent resource and is not restricted by any country or trade market. Gold investment is the most commonly used product for investment preservation and two-way trading in the world, and speculative gold can also simulate trading. Generally, the gold code is XAUUSD or gold. In short, there is no guarantee for investment and financial management, and so is speculation in gold. Generally speaking, speculating in gold is an investment behavior, and investing in gold can usually help investors become a financial investment portfolio.
Second, the types of gold speculation:
There are many kinds: paper gold, physical gold, domestic gold futures and international spot gold.
1. Advantages of investing in paper gold: trading 24 hours at any time, which has great advantages in price persistence. Transaction mode, convenient online banking electronic transaction,
2. Disadvantages: you can't short, you can't operate in a falling situation, and you can trade in full. Although the stability is high, the flexibility of two points is low. Can only buy low and sell high, and the rate of return is small.