China Construction Bank is one of the four major banks in my country, and it also has many financial products. So what are the investment and financial products of China Construction Bank? Generally, there are Yideying, Huideying, QUANTO, QDII and Qianyuan. Let us briefly introduce it below so that everyone can understand it.
LiDeYing
"LiDeYing" financial products include trust asset-based financial products with good product returns, reasonable terms, and clear investment directions; low risk, strong liquidity, and expected returns. Bond-based financial products that are higher than deposits in the same period; IPO new stock subscription-based financial products with high expected returns, standardized capital operations, moderate risks, and sharing of capital market growth; and IPO new stock subscription-based financial products with high expected returns, professional operations, certain risks, and sharing of capital Growth fund financial products in the market.
Huideying
Huideying refers to personal foreign exchange investment and financial management products with certain risk characteristics that banks combine financial derivatives with traditional financial products, including forward, Structured products with one or more features in futures, swaps (swaps, swaps) and options.
QUANTO
QUANTO refers to a personal financial product that uses RMB as the principal currency of investment and whose product returns are linked to changes in relevant indicators in the international financial market. Relevant market indicators include interest rates, exchange rates, bonds, credit, stocks, precious metals (including gold), commodities (including crude oil), etc., as well as indices of the aforementioned indicators.
QDII
Overseas financial management business on behalf of clients (QDII) refers to commercial banks that have obtained the qualification for overseas financial management business on behalf of clients, and is accepted by domestic institutions and resident individuals (excluding domestic non-residents, hereinafter referred to as "Investor") entrusts the business activities of investing in specified financial products overseas with investors' funds.
Qianyuan
The "Qianyuan" series of financial products include "Qianyuan-Rixinyueyi" (on a daily basis) open-ended asset portfolio RMB financial products and "Qianyuan- Open financial products such as "RiRi Xingao" (daily) open-ended asset portfolio RMB financial products and fixed-term financial products such as "Qianyuan-Xiang" series and "Qianyuan-Ying" series. How to buy critical illness insurance cost-effectively? Regarding choosing between fixed-term and lifetime, I just compiled relevant content, I hope it will be helpful to you: money-saving strategy! Should you buy critical illness insurance for 30 years or for life? This is your choice!
Brother Bao’s reminder: In terms of quantity, China Construction Bank’s investment and wealth management products rank second among all banks, second only to China Minsheng Bank. Judging from the past issuance volume, China Construction Bank's financial product issuance volume generally ranks among the top three, but its income is not as good as that of joint-stock banks and city commercial banks.