The interest expense of the second installment is relatively low and has certain competitiveness. According to the official information of Xiaoying Card Loan, the interest expense of the second phase depends on the loan amount and loan term, ranging from 0.5% to 1.5% per month. Therefore, it is not difficult to stage the second phase of Xiaoying Card Loan.

Xiaoying Card Loan is a micro-credit service platform under Xiaoying Technology, a company listed on NYSE. Xiaoying Card Loan cooperates with banks and other financial institutions to help individuals, self-employed individuals and small and micro enterprises with loan needs solve the capital problem, open up the "last mile" of capital services to the real economy, and improve the service efficiency of inclusive finance.