Liquidation wealth management product means that this product has an operation cycle, and it will end at that time. After the expiration, it will be liquidated regardless of the net value. Under the requirements of new asset management regulations, the transformation of bank wealth management products continued to advance. Among them, capital-guaranteed wealth management products have been accelerated, and many banks have cleared their positions. Financial management reduces the duration and leverage of related products, and uses tools such as treasury bonds futures to reduce market volatility and hedge risks.

The significance of wealth management products

Wealth management products, that is, products designed and issued by commercial banks and formal financial institutions, are a kind of wealth management products that invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts. The so-called net wealth management product means that the expected rate of return is not clear when the product is issued, and the product income is displayed in the form of net value. When the product is released, there is no clear expected rate of return, and investors should follow the actual operation of the product.