No matter which bank's wealth management products are purchased, they cannot be redeemed before the agreed maturity date. It is impossible to withdraw wealth management in advance, because if you buy wealth management products at the Postal Savings Bank, the Postal Savings Bank will sign an agreement with you. If you don't sign it yourself, you can't successfully purchase this wealth management product. This agreement also allows banks and customers to agree that both parties must abide by the agreement on financial management and cannot breach the contract. Therefore, if the wealth management you bought has not expired, the Postal Savings Bank can't let you.

1. Financing method: You need to open a corresponding financing account to go to a bank or securities company for financing. Generally speaking, wealth management accounts opened by banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase them through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters. The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures). The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day. The procedure of investing in a company is relatively convenient. Generally, you only need to provide a copy of your ID card and bank card. Investment companies will also customize exclusive financial plans for customers.

2. At the level of financial management, the first level is to handle and use money effectively and reasonably, so as to maximize the effect of one's money expenditure and meet the needs of daily life to the greatest extent. The second level is to invest the extra money to produce the best financial return, which is the level of Qian Shengqian. The third level is to plan life from the financial point of view, make use of the existing economic and financial conditions, maximize the value of their human resources, and prepare for future development.