Current location - Trademark Inquiry Complete Network - Futures platform - Will administrative fines affect credit reporting?
Will administrative fines affect credit reporting?
Administrative punishment does not affect personal credit information. Administrative punishment refers to the behavior that administrative organs punish citizens, legal persons or other organizations for violating administrative order by reducing their rights and interests or increasing their obligations. This is the first time to clarify the definition of administrative punishment in the form of legislation, so as to standardize the setting and implementation of administrative punishment, ensure and supervise the effective implementation of administrative management by administrative organs, safeguard public interests and social order, and protect the legitimate rights and interests of citizens, legal persons or other organizations.

Does failure to pay sentencing fines affect credit reporting?

Failure to pay liquidated damages will affect credit reporting. Details are as follows:

1, personal edition: for consumers to know their own credit status, mainly displaying the credit information and public information of the information subject. Including personal version and personal details version;

2. Bank version: mainly for commercial banks to inquire. In the credit transaction information, the report does not show the names of other loan banks or credit institutions except the inquiry institutions, in order to protect trade secrets and maintain fair competition;

3. Social Edition: for consumers to open stock index futures accounts. This edition displays your credit summary information, mainly including personal practice qualification records, administrative rewards and punishments records, court proceedings and execution records, tax arrears records, social insurance records, housing accumulation fund records and credit transaction records.

Legal basis: Article 15 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Credit Information Industry.

Information providers who provide personal bad information to credit reporting agencies shall inform the information subject himself in advance. However, bad information disclosed in accordance with laws and administrative regulations is excluded.