Accrued interest shall be accurate to two decimal places, and the number of interest-bearing days shall be calculated according to the actual holding days. PS: The deposit period should correspond to the interest rate, not necessarily the annual interest rate, but also the daily interest rate and the monthly interest rate.
Matters needing attention in calculating interest:
1. When calculating the interest, the number of days of deposit is calculated at the beginning, not at the end, that is, from the deposit date to the day before withdrawal.
2, regardless of leap year, average year, regardless of the size of the month, 360 days a year, 30 days a month.
3. Calculated by year, month and day, the maturity date of various time deposits shall be subject to year, month and day. That is, from the deposit date to the same day of the following year is a pair of years, and the deposit date to the same day of next month is a pair of months.
4. Maturity date of time deposit. For example, if you don't work on legal holidays, you can withdraw one day in advance and calculate interest at maturity. The procedure is the same as that of early withdrawal.