On the issue of investment varieties, futures investment itself has leverage and fluctuates greatly. When you find the right variety and do the right direction, the benefits are considerable, but the risks are also great. First of all, the persistence of speculating in stocks and gold several times a year is questionable. It's not unheard of that the last one won the gold brick and the next one lost the underwear. Generally speaking, the investment style of fund managers is more stable than that of retail investors. The biggest difference is that the amount of funds controlled by retail investors and fund managers is too different. When your assets are relatively small, you can concentrate on asset allocation in the market, and it is easier to quit if you want. The operation can be more flexible, so investors with a certain degree of professionalism often have better returns than funds with huge assets. If the amount of funds is large, it will have an impact on the price of purchased assets, which requires more detailed judgment. Let's give a rough example. You buy a stock, buy low and sell high. The same fund buys a stock and buys it at a low price at the same time, which has a large amount of funds. This share price may go up, and the share price he holds is definitely higher than yours. When selling, similarly, it is likely to fall while selling.