Recently, many friends outside the industry want to switch to the financial industry and often ask two questions. What is the use of my fund practice certificate? Am I qualified for a certificate? The following is the knowledge I brought to you about the use and application conditions of the fund qualification certificate. Welcome to reading.
Question 1: What's the use of taking the qualification examination of funds?
First of all, if you want to switch to the financial industry, you need to know the basic product institutions of China's financial industry, with diverse financial business models and rapid product updates. But the essence and purpose of finance is to promote the rational allocation of resources, which is unchanged. The financial industry is to concentrate idle funds in society and invest them in industries that need funds and are worth investing in. As a widely used way of raising funds in the financial field, funds have a certain amount of funds set up for a certain purpose. Therefore, whether it is banks, trusts, insurance, wealth management and other institutions, it will involve the fund field.
Moreover, in recent years, China's public offering and private offering industries have developed rapidly. In the financial industry, if you don't know about funds, it seems that you are embarrassed to say that you have worked in the financial industry. In addition, obtaining the qualification of fund industry is one of the necessary conditions for fund industry (public offering and private offering) employees.
The Securities Investment Fund Law clearly stipulates that fund practitioners should have the qualifications for fund practice, including senior managers of fund managers and fund custodians. At the same time, the establishment of administrators and custodians requires a quorum of qualified personnel.
Article 6 of the Measures for the Administration of Securities Investment Fund Management Companies stipulates that holding fund qualification is one of the conditions for establishing a fund management company. There are not less than 65,438+05 senior managers and business personnel who are engaged in research, investment, valuation and marketing in accordance with laws, administrative regulations and the provisions of the China Securities Regulatory Commission, and have obtained the qualification for fund practice.
According to Article 13 of People's Republic of China (PRC) Securities Investment Fund Law, it is one of the necessary conditions for the establishment of a fund management company to manage publicly offered funds that the number of personnel who have obtained the qualification for fund practice is quorum.
China Fund Industry Association said: The qualification examination for fund practitioners is a national unified examination organized by China Fund Industry Association. The qualification of fund practitioners is a necessary certificate for entering the fund industry, and it is an important reference for entering banks or non-bank financial institutions, listed companies, investment companies, large enterprise groups, financial media and government economic departments.
Practitioners said: "The fund industry has high-level departments of private investment banks, and qualification is a prerequisite for entering this industry. If you want to enter this industry, you will have to test this industry in the future, whether it is useful or not! "
Learn more, study more and toss more while you are young, that's right! In the process of textual research, it will give you an understanding of the business model of the fund industry, give you the opportunity to communicate widely with practitioners in the fund industry, and let you slowly find your future interests and career orientation. After passing the qualification of fund practice, you can continue to learn practical knowledge in the industry, combine certificates with practice, and move towards career planning.
Question 2: What are the requirements for the qualification certificate of the fund?
(1) Having full capacity for civil conduct.
(2) At least 18 years of age at the time of registration deadline.
(3) Having a high school education or above
(4) Other conditions stipulated by the China Securities Regulatory Commission.
In a word, if you need a more professional self, you should be brave enough to challenge.
What is the use of fund qualification certificate?
1. The qualification certificate of fund practice is to improve the professional quality of fund practitioners, standardize their behavior and safeguard the legitimate rights and interests of fund holders. Fund practitioners shall have the qualifications for fund practice, abide by laws and administrative regulations, and abide by professional ethics and codes of conduct.
Two, to apply for the qualification of fund sales business of commercial banks and other institutions, you need to have a certain number of fund practitioners.
A commercial bank applying for the qualification of fund sales business shall meet the following conditions: the number of employees in the department in charge of fund sales business of the company shall not be less than 1/2 of the number of employees in the department, and the manager in charge of fund sales business shall obtain the qualification of fund business; The person in charge of the fund sales business of the company's main branches has obtained the qualification of fund practice; State-owned commercial banks, joint-stock commercial banks, postal savings banks and other personnel who have obtained the qualifications for fund practice shall not be less than 30; City commercial banks, rural commercial banks, foreign-funded corporate banks in China, etc. There are no less than 20 persons who have obtained the qualification of fund practice.
Article 57 stipulates that personnel engaged in fund sales, such as fund promotion personnel, fund sales information management platform system operation and maintenance personnel, etc. , shall obtain the qualification of fund sales business.
Three, as a qualification certificate, is a necessary certificate to enter a certain industry, is a necessary certificate to meet the practice norms. Just like a teacher needs a teacher's license and driver's license to drive. The purpose of establishing qualification certificate is to improve the level of employees and standardize industry behavior.
How to apply for fund qualification certificate
Candidates who have passed the examination of two courses in fund business can apply for the qualification of registered fund business with the proof of the results of two courses in fund business, and the institution will apply for the qualification of registered fund business for qualified fund employees.
Those who have not applied for the qualification of registered funds through institutions for more than four years need to re-take the qualification examination or make up the follow-up training hours specified in the last two years before registration. Personnel who have obtained the qualification for fund practice shall complete the follow-up training of 15 class hours every year in accordance with relevant regulations, and participate in the annual qualification inspection organized by the association through their institutions as required.
Fund qualification certificate applicant
Institutions that can apply for fund qualification include fund managers, commercial banks (including foreign-funded corporate banks in China), securities companies, futures companies, insurance institutions, securities investment consulting institutions, independent fund sales institutions and other institutions recognized by China Securities Regulatory Commission.
Organize the registration application process
(1) First, the institution applies to the fund industry association for the account of the employee management system, and then the institution qualification manager can apply for the registered fund qualification for the employees through the management platform. The operation process is as follows:
Individuals submit applications for registration.
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Institutional audit
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Internal publicity
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Institutional submission
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Relevance acceptance
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External publicity
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Obtain a certificate
(2) In view of the large number of employees in banking institutions, according to the personnel management structure of banks, a four-level system administrator is temporarily established. The Head Office applies for a membership account and distributes it to relevant business departments or subordinate branches, which then distribute the account to sub-branches, and the relevant business departments or sub-branches distribute the account to individuals, who submit applications.
Fund performance certificate and qualification certificate
The Fund Qualification Certificate is not a fund qualification certificate, but a single or two-subject qualification certificate. Fund qualification certificate is a qualification certificate for engaging in the fund industry, and the achievement certificate of fund qualification examination is not the same as the qualification certificate. This means that if you successfully pass the fund qualification examination, your primary goal is to log on to the website of the fund industry association and print the qualification certificate of the fund qualification examination yourself.
If you want to apply for the qualification certificate of fund practitioners, you need to print the qualification certificate uniformly by the institution where the fund practitioners work, and get the official seal of the institution.
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