There is no difference in net wealth management. High investment income means high in the early stage, but it doesn't mean high in the future, and so does low net worth. But the initial investment can be used as a reference. The latest net value of financial management is similar to the latest net value of the fund. The high latest net worth of financial management means that its early rate of return is high, which does not necessarily represent the future, but it is a reference factor rather than a decisive factor to some extent.

The latest net value is the balance of the total market value of fund or stock assets after deducting liabilities, which represents the rights and interests of fund or stock holders. Net worth is the balance of the total market value of funds, stocks, foreign exchange, futures and other assets after deducting liabilities at a certain point in time, representing the rights and interests of fund or stock holders. Although they are all net worth, the latest net worth, yesterday's net worth and accumulated net worth represent different time periods and contents. The latest net value refers to the latest calculated net value, yesterday's net value refers to yesterday's closing net value, and the accumulated net value refers to the net value including dividends. The cumulative net value of fund units is the sum of the net value of fund units and the cumulative dividend amount of units after the establishment of the fund, which reflects all the income since the establishment of the fund. Cumulative net value of fund unit = net value of fund unit+cumulative dividend amount of unit in the history of fund (sum of all dividend amounts in the history of fund/total share of fund).

The level of fund net value is not the main basis for choosing a fund, but the future growth of fund net value is the key to judge the investment value. In addition to the management ability of fund managers, the level of key net worth is also affected by many other factors. If the fund has been established for a long time, or has grown rapidly since its establishment, the net value of the fund will naturally be higher; If the fund is established for a short time, or the timing of entry is not good, it may make the net value of the fund relatively low. Therefore, if only the current net value of the fund is used as the standard of whether to buy the fund, the wrong decision will often be made. Buying a fund or looking at the future growth of the fund's net value is the correct investment policy. If the fund has been established for a long time, or has grown rapidly since its establishment, the net value of the fund will naturally be higher; If the fund is established for a short time, or the entry time is not good, the net value of the fund may be relatively low. Therefore, if only the current net value of the fund is used as the standard of whether to buy the fund, the wrong decision will often be made. Buying a fund still depends on the future growth of the fund's net value, which is the correct investment policy.