Gold TD is the best investment and wealth management product in China at present. Generally, you open an account in a bank and operate it on your own online banking, with safe funds and flexible operation. Trading characteristics of gold T+D: 1. Two-way opening mechanism, both gold price and money. Unlike stocks and paper gold, it can only buy up but not down, and if it falls, it will lose. Gold T+D can make money when the price of gold rises, and it also has the opportunity to make money when it falls. 2. Down payment 10.5% to 15%, with a small fight. (lever1; 10) Just like you can live in a house with a 20% down payment, gold T+D can be traded with 10% down payment (margin). For example, to buy 6.5438+00,000 shares, you must invest 6.5438+00,000, while to make 6.5438+00,000 gold T+D, you only need to invest 6.5438+00,000. This means that you can invest the remaining 900,000 yuan in other investments or invest another 9 million yuan in gold T+D, that is, 6,543,800 yuan. Only 654.38+00,000 can invest in stocks, 654.38+00,000 can invest in paper gold, and 654.38+00,000 can invest in gold T+D ... 3. There is no delivery time limit, and there is a T+0 trading mode. Unlike stocks, gold T+D can't be sold until the next trading day. It can be bought now and sold immediately, and can be manipulated many times a day. This will undoubtedly increase the chances of making money many times, and at the same time avoid the risks brought by long-term positions. There is a night market, which is very beneficial. The trading hours of gold T+D are morning market: 9:00- 1 1:30 (including Monday morning market: 8: 50-1:30) and afternoon market:13: 30-/. Gold T+D is different from stocks and futures that are closed at night. Gold T+D has a night market and can be traded at night. Don't underestimate this, because there is a night market, which can facilitate office workers, and there is no need to go to work during the day to watch the stock market being discovered by the boss. Second, it can give people who are free at night an extra way to make money, which is equivalent to doing a part-time job and a sideline; Third, and most importantly, the fluctuation of gold price in the night market not only brings more opportunities to make money, but also reduces the risk of holding positions overnight. If there is any abnormality, the position can be closed in time. 5. No bookmaker, no manipulation. Retail investors have to fight the bookmakers, and the probability of winning is small. Why was Huang Guangyu, president of Gome, arrested this time? Not because he is suspected of manipulating the stock market. I think a Huang Guangyu can manipulate the stock, so there are not a few consortia with more money than Huang Guangyu in the stock market, right? As a global gold market, this market is so huge that no banker or even any country can or is willing to manipulate it. Without human manipulation, the gold T+D market is fairer. It is fair for big consortia and small individuals to invest in the gold market. 6. You can withdraw the gold spot and feel at ease. Unlike paper gold and gold futures, there is the word "gold", but there is no real gold. Gold t+d can get real gold bars, and it is vault gold, and its purity is guaranteed. And you can choose the lowest price to buy, even if you withdraw cash, you have to pay a certain handling fee, which is cheaper than buying in the mall.