Gold Fund: The strength of precious metal market at the end of the year and the beginning of the year is a high probability event. However, in the context of the sharp rise in gold prices in the previous two years, the trend of gold prices this year is somewhat disappointing and belongs to a strong adjustment. However, under the background of increasing risk events at the end of the year and loose global money, the hedging function of the gold market is gradually becoming prominent. Industry insiders predict that the international gold price will maintain a first-line fluctuation of 1.690 ~ 1.730 USD/oz at the end of the year. Long-term investors who hold physical gold for strategic allocation can continue to hold or buy in the near future. Of course, investors should also be reminded that precious metals are more suitable for investors with long-term investment needs. Generally speaking, precious metal products can be purchased at the ratio of 10% ~ 20% of household assets, thus diversifying asset risks.

Bond fund: Only by holding it for a long time can you get a relatively satisfactory return. 2. When the stock market skyrocketed, the income remained stable at the average level, which was lower than that of equity funds. When the bond market fluctuates, there is even the risk of loss.

What I want to say is that you should judge which fund you need to invest in according to your investment time and risk tolerance. Of course, you can also invest in both. Bond funds are relatively less risky and of course have lower returns. Suitable for long-term stable investment. I think the gold fund will be more risky in the future, and of course it will be more profitable, especially in the face of unpredictable factors such as war.

If you want to feel at ease, get a fund to save money for a long time and suggest a bond fund. Very stable.