Is the Internet finance major difficult to learn?

This is a new major, generally divided into three categories.

1 Introduction to Internet finance, as well as the study of online lending, loan repayment and crowdfunding.

Internet courses, such as e-commerce, computer basics, network marketing, etc. ;

(3) financial courses, such as financial introduction, political economy, securities and other courses.

In addition, I found that the contents of such textbooks in many bookstores are actually relatively simple and theoretical. It is recommended to read some other books when studying professional courses, which can help you get started quickly and know what your future work focus is.

2 What are the majors about the Internet?

Computer application is a public major in colleges and universities, and the majors studied are generally application tools and can be used in practice. For students who want to learn skills and tools, learning this aspect is more practical.

Computer network is a major recommended by many colleges and universities, because you can learn while playing. In fact, this major is too wide, and the teachers on campus are not particularly good at the internet, so they can only follow the book.

E-commerce is a major offered by many undergraduate colleges. It is practical and timely to choose related industry operations according to popular platforms, operations and online shopping directions.

(2) What courses can be extended reading for Internet finance majors?

Professional core courses: Introduction to Internet Marketing, Internet Thinking, New Media Marketing, Use of Typical Internet Tools, Web Design, Axure Prototype Design, Introduction to Internet Finance, and Financial Engineering.

Professional practice courses: business website construction practice, Internet product prototype design and implementation, Internet marketing planning and writing, Internet financial product operation and promotion practice.

3 What is the prospect of Internet finance?

Author: Kancai Society

Link://hu/question/24377077/answer/198232894

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Trend 1: science, technology and finance

Some people think that 20 17 will be the first year of financial technology. Since last year, financial technology has become the hottest word in the domestic internet financial circle. This indicates that China's new Internet finance is driven by technology rather than innovation based on business model. However, there are also many companies with the label of Fintech, but their technological attributes are very weak.

Compared with Internet finance, the term "financial technology" focuses on the application and popularization of a new round of information technology represented by big data, cloud computing and mobile Internet, emphasizing their important roles in improving financial efficiency and optimizing financial services. According to McKinsey's data, more than $40 billion has flowed into this field in the past five years. With the support of strong capital, there are more than 2,000 financial technology companies around the world.

In the future, the new financial system should be mass finance, inclusive finance and consumer finance, which will serve ordinary users and long-tailed users more. Mobile Internet, cloud computing and big data will make inclusive finance possible. Looking forward to 20 17, the "traffic dispute" between platforms may still exist, but the battle of "financial technology" is the key to determine the future fate of the company.

Trend 2: Cost savings and financial sharing.

Consumer finance is a hot spot in internet finance and even the whole financial field. At the stage of policy dividend, market players still face incremental markets. The data shows that the scale of Internet consumer finance market in 20 17 is expected to be around 2 trillion yuan. Obviously, this trillion-dollar market will still be in the forefront.

2065438+On August 24th, 2006, CBRC issued the Interim Measures for the Management of Business Activities of Person-to-Person Lending Information Intermediaries, which clearly stipulated that the loan balance of individuals on the same platform should not exceed 200,000 yuan, and that of enterprises on the same platform should not exceed 6,543,800 yuan. After the promulgation of the Interim Measures of peer-to-peer lending, many platforms are facing business transformation, among which consumer finance has become a hot spot and the competition is fierce.

At the same time, with the diversification of consumption scenes. Housing, automobiles, e-commerce, tourism, education, etc. Constantly subdivided. Ali, JD.COM and other e-commerce giants have also made great efforts in consumer finance, and implanted related products into online shopping platforms, which also opened up the export of consumer finance on the demand side.

Trend 3: Clustering

Internet finance originated from P2P, and now it is gradually diluting P2P. Due to factors such as policy supervision or market competition, the online lending industry needs to shift its strategic focus and get rid of a single business model. 20 16 after a series of actions, such as business divestiture, independent listing, mergers and acquisitions, and layout adjustment, a group of industry giants who started with online loans are playing down their P2P color and infiltrating into the business layout of more traditional institutions through the transformation of group and diversified comprehensive financial management formats.

Grouping is beneficial for internet finance enterprises to adapt to the different development needs of wealth management and assets, form a trend of mutual cooperation and stabilize their business structure; At the same time, dilute the original impression of the outside world, enhance the brand, enhance the valuation, enhance the trust of enterprises, and let investors be more optimistic about the company's high-quality platform for group development.

Trend 4: Tighter supervision

In 20 16, a wide range of vicious incidents occurred frequently, which made people realize that internet finance could not really develop without security. In order to standardize the development of the industry, a number of documents have been issued intensively, and the supervision of Internet finance has become increasingly strict, forming three major action systems of "central planning, industry self-discipline and special rectification".

With the gradual introduction of regulatory planning, 20 17 will be a year of further implementation of regulatory compliance. The transition period and rectification period of various regulatory policies are approaching, which will accelerate the reshuffle of the industry. Therefore, 20 17 compliance will become the main tone of the development of internet financial platform and its first-Mover advantage. Under the completely reshuffled industry structure, many factors such as the improvement of platform qualification, the construction of risk control mechanism and the innovation of operation mode have become the most basic points to test the Internet financial platform, and taking the lead in completing the compliance rectification of various types of supervision means that it can seize the opportunities in the industry.

Therefore, 20 17 compliance will become the main tone of the development of internet financial platform and its first-Mover advantage. Under the completely reshuffled industry structure, many factors such as the improvement of platform qualification, the construction of risk control mechanism and the innovation of operation mode have become the most basic points to test the Internet financial platform, and taking the lead in completing the compliance rectification of various types of supervision means that it can seize the opportunities in the industry.

With the approach of the transition period and rectification period of various regulatory policies, the process of industry reshuffle has accelerated. It can be said that 20 17 is a crucial year for the internet finance industry to implement special rectification requirements and establish a long-term supervision mechanism, and it is also a year for the deepening of the association's self-discipline management norms. 65438+1On October 23rd, China Mutual Gold Association deployed 17 to continue the special rectification of Internet financial risks. The meeting put forward nine main tasks of Internet finance rectification in the new year, which made positive contributions to the stability and prosperity of the Internet finance industry.

4 Is there an Internet finance major?

Internet finance (IT FIN) refers to a new type of finance that relies on Internet tools such as payment, cloud computing, social networks and search engines to realize financing, payment and information intermediary services. Internet finance is not a simple combination of the Internet and the financial industry, but a new model and new business that naturally comes into being to meet the new demand after being familiar with and accepted by users at the level of network technology such as security and mobile (especially the acceptance of e-commerce). It is an emerging field that combines the traditional financial industry with the spirit of the Internet. The difference between Internet finance and traditional finance lies not only in the different media used in financial business, but also in the fact that financial participants know the essence of "openness, equality, cooperation and sharing" of the Internet. Through the Internet, mobile Internet and other tools, traditional financial services have a series of characteristics, such as greater transparency, higher participation, better collaboration, lower intermediate costs, more convenient operation and so on. [1] Theoretically, any Internet application involving generalized finance should be Internet finance, including but not limited to payment for third parties, sales of online wealth management products, credit evaluation and auditing, financial intermediary, financial e-commerce and other modes. The development of Internet finance has gone through many stages, such as online banking, third-party payment, personal loans and corporate financing. Moreover, it is getting deeper and deeper into the core of traditional financial business in terms of financing and matching between the supply and demand sides of funds.

The most basic function of financial services to the real economy is financing, and the matching between the supply and demand sides of funds (including financing amount, term and risk-return matching) can be carried out through two intermediaries: one is a commercial bank, which corresponds to the indirect financing model; The other is the stock and bond market, which corresponds to the direct financing mode of the capital market. These two financing modes play an important role in resource allocation and economic growth, but the transaction costs are huge, mainly including profits, taxes and salaries of financial institutions.

⑤ What is the course content of Internet finance mode?

Internet finance is a new financial business model that imitates traditional financial institutions and interconnected enterprises and uses Internet technology and information communication technology to realize financing, payment, investment and information intermediary services. This is a new thing. This course is not only the basic course of Internet finance series, but also the elective course of management finance major. I hope that through this course, students can have a certain understanding of the financial logic of the rise of Internet finance, and understand the universality of Internet finance in China and the characteristics of China itself; Understand the main modes of Internet finance, and emphasize the internal logic of risk response and innovation.

6. What are the majors in finance?

Financial majors include: financial management, international finance, securities and futures, financial management and financial engineering.

1. Financial management major: Financial management major gives full play to the advantages of China's higher education self-study examination, absorbs new knowledge and methods in related fields in the West, and mainly cultivates and brings up applied and professional financial management professionals who have both ability and political integrity and have certain innovative consciousness, innovative ability and practical working ability.

2. International finance major: International finance major is a branch of finance, which is divided into international finance and domestic finance. It mainly cultivates advanced concepts, professional knowledge and business skills in the field of international financial knowledge, and becomes an export-oriented, applied and compound financial talent who is familiar with the development process and direction of China's financial industry, the financial situation of developed countries in Europe and America, and has international standards.

Turn left | turn right

3. Securities and futures major: Securities and futures major trains compound applied talents who meet the needs of socialist market economy construction, develop morally, intellectually and physically, and have a high level of investment management. This major requires students to learn the basic theories of finance, securities, futures and finance, master the planning and methods of securities, futures and foreign exchange market transactions, and have the practical ability to engage in securities investment consulting, management, foreign exchange investment and futures trading.

4. Financial management major: Financial management major trains senior business management professionals with knowledge and ability in management, economy, law, financial management and finance, who can engage in finance, financial management, teaching and scientific research in industrial and commercial enterprises and institutions and * * * departments.

Financial management is an integral part of enterprise management. It is an economic management work to organize enterprise financial activities and handle financial relations according to financial laws and regulations and financial management principles. To put it simply, financial management is an economic management work to organize enterprise financial activities and deal with financial relations.

5. Financial engineering major: Students majoring in financial engineering mainly study the basic theories and knowledge of economics, finance, financial engineering and financial management, receive basic training in methods and skills of financial management, investment and financing, and risk management, and have the basic ability to design, develop and comprehensively use various financial tools to creatively solve practical financial problems.

And high-quality compound modern financial talents who can carry out financial risk management, corporate finance, investment strategy planning and financial product pricing research, and can engage in financial management, financial analysis and planning in multinational companies and financial institutions.

⑦ What do Internet finance majors need to learn?

This major aims to adapt to the national and local economy, cultivate firm ideals and beliefs, develop morally, intellectually, physically, aesthetically and laboriously in an all-round way, have a certain scientific and cultural level, good humanistic quality, professional ethics and innovative consciousness, strive for perfection as a craftsman, have strong employability and sustainable development ability, master the professional knowledge and technical skills, face the dynamic work requirements of the Internet finance industry, and be able to engage in the design and systematic work of Internet finance products.

In the right direction

This major is aimed at financial institutions such as internet finance companies, businesses, securities, insurance companies, investment companies, small loan companies and fund companies. Jobs include: Internet finance manager, financial big data analyst, insurance e-commerce operator, Internet insurance marketer, Internet financial product designer, Internet financial new media marketer, Internet financial analyst and Internet financial operator.

Who can give a detailed introduction to the Internet finance major, history, curriculum, employment direction and so on in the university?

The main courses are: international finance, accounting, mathematical finance, economics, management and so on. Mainly arithmetic, most of them will find jobs in banks.

What are the main courses of Internet finance in Central University of Finance and Economics?

Specialized compulsory courses include advanced mathematics, linear algebra, probability theory and mathematical statistics, statistics, and political courses such as Basic Principles of Marxism and Outline of Modern and Contemporary History of China. The rest are the courses of economics and finance, including western economics, political economics, national monetary banking, securities investment, international finance and so on.

Attending what courses are there for Internet finance majors?

This is a new major, generally divided into three categories.

① Introduction to Internet finance, and the learning of online loan, payment, crowdfunding and other branches involved;

Internet courses, such as e-commerce, computer basics, network marketing, etc. ;

(3) financial courses, such as financial introduction, political economy, securities and other courses.

In addition, I found that the contents of such textbooks in many bookstores are actually relatively simple and theoretical. When studying specialized courses, it is recommended to read some other books, such as the practical manual of compliance operation of P2P online lending platform, which can help you get started quickly and know what your future work focus is.

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