First, it is the safest way to manage money by buying real estate with appreciation space to preserve value. In fact, for many families, investing in real estate is still a good means of financial management. However, now that the prime time of real estate has passed, the housing prices in many cities are valuable and there is no market. The so-called price without market means that the house price looks high, but it can't be traded at all. If it is to be sold, it needs to be greatly reduced.
However, housing prices in some cities still have room for appreciation. Take Shenyang, where the interesting review is located, for example, the house price is at a very low level among the provincial capital cities in China. Since 20 19, the house price in Shenyang has increased by more than 2,000 yuan per square meter. In the Shenbei New District where Qu Ping lives, the housing price of the community of more than 4,000 yuan four years ago has risen to nearly 1 10,000 yuan with the construction of the subway and all kinds of good news. If the house price in your city still has room for appreciation, interesting comments suggest choosing a good location and buying a house to fight inflation.
Second, buy a variety of wealth management products and diversify investment. Take fun rating as an example, there are hundreds of thousands of deposits in hand. For these hundreds of thousands of deposits, interesting comments are mainly divided into three financial management methods. First, choose time deposits of commercial banks. On 20 19, I bought the deposit products of Huaxia Bank for 6 months, with interest of 4.4%, and the income was very considerable. Second, buy Alipay or WeChat to pay for the above wealth management products. Interesting comments, the wealth management products on Alipay and WeChat are trustworthy, and there have been no losses. Generally, they buy wealth management products for 3 months or 1 year. Third, about 1 00,000 yuan is used to purchase financial products for less than1month in case of emergency. There is less than 10000 yuan left in the balance treasure for daily expenses.
Third, it is recommended not to speculate in stocks or buy mutual gold platform products. In addition to Alipay and WeChat, Xiaomi, Baidu and JD.COM also withdrew from Internet wealth management products. The wealth management products launched by these giant companies are trustworthy, but those unknown platforms and wealth management products with interest even exceeding 8% are recommended not to be touched. In addition, stock trading needs a lot of time and energy to study, and retail investors make little money. Therefore, stock trading needs to be more cautious!
Finally, insurance is a kind of financial management. It is recommended to buy at least critical illness insurance for your family to avoid returning products due to illness!