First of all, the purpose of financial management must be clear. That is, what kind of purpose and results need to be achieved in financial management.

Secondly, given financial management conditions, such as financial management cycle, available funds, expected return value, etc.

Third, according to the current economic conditions, I simply combined: deposits + insurance + high-yield financial products. Deposits are a prerequisite and a must in any situation. Without deposits, there is basically no foundation for investment and financial management. Insurance requires appropriate investment. The main focus is on insurance protection, and income is secondary. The main purpose is to prevent damage caused by possible events in the future. High-yield financial management products are financial management channels that can maintain and increase the value of wealth, and you don’t have to worry too much. Of course, those who understand investment analysis technology will have different operations on their own. Here we only talk about financial management products, through formal platforms, formal channels and Some financial products from formal institutions can guarantee principal and interest, and have a higher yield than bank financial products. Of course, you can also choose bank financial products, which are relatively more stable, but have a lower yield.