P2P financial platform, please choose a big platform, because if the platform is formal, the income should not be too different. So I'll give you some advice from the perspective of an ordinary investor.

1. Stocks, funds, futures and precious metals-high risks and high returns coexist.

In the recent market, there are two voices: bearish on the property market and optimistic about the stock market. Since the stock market bid farewell to 6000 points in 2007, the pattern of the stock market taking the bear and the property market taking the bull has been alternating. Without experienced people, the chances of getting high returns are very low and the risks are too great. At the same time, the returns of open-end funds and closed-end funds fluctuate greatly under the uncertain stock market situation.

Second, regular and insurance wealth management products-high safety factor and investment threshold

Looking at the wealth management products of major banks, their risk factors and technical requirements are relatively low. With the acceleration of interest rate marketization, the trend of deposit financing is becoming increasingly obvious.

However, at present, the threshold of most wealth management products is relatively high, with 50,000 yuan as the mainstay. With the rise of baby and P2P this year, many banks began to relax restrictions, and the bank wealth management products that gradually lowered their stature will still occupy a large share of the wealth management market for a long time to come.

Third, P2P-strong demand-high and stable income, the industry is growing.

At present, P2P is very illegal, so it is recommended to choose a big brand. The balance treasure in ant fortune is better, and the annualized interest rate is already many times that of the bank.