1, wechat commercial bank express e loan:
Wechat Commercial Bank Express E-loan is a personal consumption RMB loan provided by its mobile banking to customers who deposit provident fund. Shang Hui Bank is the first regional joint-stock commercial bank established by the joint reorganization of city commercial banks and city credit cooperatives with the approval of the former China Banking Regulatory Commission, and its headquarters is located in Hefei, Anhui Province.
2. China Construction Bank e-loan:
China Construction Bank is a famous national large-scale state-owned bank. Fast e-loan is a kind of online self-operated micro-credit loan. The loan amount is 1 0,000 to 200,000 yuan, and the longest loan term is 1 year. The fast e-loan amount and interest rate are automatically approved by the system, and CCB will not entrust any intermediary agency to collect fees. There are no other procedures except paying interest as agreed in the contract.
Both of them are consumer loans, which cannot be used to buy a house or buy stocks, bonds, futures, financial derivatives and other investment channels.