1. AliPay (Tenpay, etc. ) balance payment: if you open Alipay (Tenpay, etc.), you need real-name authentication. ), it is convenient and quick to deposit some money in Alipay.
2. Online banking payment: the bank card opens online banking, inserts the U shield, and enters the password to confirm.
3. Credit card payment: It is basically the same as online banking payment, but not all merchants support credit card payment.
4. Open fast payment: that is, bind the bank card and Alipay to open fast payment. When paying, you only need to enter the payment password of Alipay (Tenpay), and you can directly deduct money from the bank card. Although this method is convenient and quick, it is not recommended because Alipay is stolen = bank card is stolen.
Second, cash on delivery.
Some merchants or platforms support cash on delivery, that is, payment after receipt of goods, which is easy to understand.
Question 2: What are the third parties in online payment? Alipay uses the most people, and Tenpay is OK.
Direct is online banking and credit card! ! !
Question 3: What are the current online payment methods? At present, high-quality online payment generally needs to meet the following conditions:
L Multilingual, customized, low-cost and fast settlement
L support four major international credit cards
L self-built anti-fraud system, high payment success rate
L has the function of connecting CyberSource, Maxmind and Austream.
L international risk control organization
In addition, the general functions and processes of online payment are as follows:
In addition, online payment has other basic functions:
1. E-wallet
2. Online payment
3. Mobile payment
4. Cross-border settlement
5. Electronic collection
6. Scan code payment
7. Credit card payment
8. Transferable payments
Question 4: What are the online payment methods? Opening online banking is safe and convenient. It is very convenient to transfer and remit money between cards and between cards, and it can also convert the deposits in the current account in the card into time deposits and fund gold futures, with very rich functions.
The ways of opening accounts in major banks are similar, but the details are different.
Take the Bank of China as an example.
1. Go to China Bank with your bank card (or get a new one) and ID card, and tell the lobby manager to open online banking. He will give you a form and tell you how to fill it out. You can open it at the counter after you fill it out.
2. After opening, you will receive two forms and a U shield (dynamic password card, which changes every 60 seconds), with your account name (8 digits) and password (password for calling your book in the process of handling). This can't be lost or given to strangers.
3. Log on to the official e-banking website (to prevent phishing websites, or it will be a disaster), and BOC only needs to follow the instructions.
When logging in to online banking for the first time, the page will prompt to install security controls, and you must click Install.
5. After logging in to online banking for the first time, you need to modify the login password of online banking and set it as a combination of letters and numbers.
6. After logging in to online banking for the first time, you should also set up reserved verification information to verify the identity of customers when paying online in the future, so as to improve the security of online payment. And once the transaction is completed, the transaction window should be closed in time for safety.
7. Remember the login password of online banking. If you forget it, you need to go to the original application network to solve it and reopen it.
Let's talk about this first. See the operating rules of the bank website for some details.
Question 5: Who knows how many online payment methods there are? Be specific? General online shopping payment methods are divided into the following categories:
1. online payment (just open AliPay. )
2. postal remittance postal remittance e is equivalent to remittance to AliPay. The process is as follows:
1. When you ask the staff that I want to remit E through the postal network, they will give you a list. You just need to write down the name of the remitter (you) and the remittance amount and give him the money together. Then the waiter will ask you to enter your password. The password is 6 digits. You can use any password you want. It doesn't need to be the same as Alipay. Finally, the waiter will give you a remittance list and keep it safe.
2. Then open your Alipay online, enter your draft number (the draft number on the money order), then enter your own password, and click OK to charge it. Postal remittance e requires a handling fee of 0.5% of each amount. As for the amount of cash, it depends on how much you pay. Of course, it is not necessarily the same. You won't have to run to the post office next time you charge more. If you are worried about secrecy, pay the price of what you want to shoot.
3. Bank telegraphic transfer
Bank telegraphic transfer: after accepting the entrustment of the remitter (applicant), the remitting bank will notify the local remitting bank of the payee by telex and entrust it to remit a certain amount of money to the designated payee. T/T is the most widely used of the three remittance methods, because it is quick to pay.
4. Credit card entrusted payment.
Step 1: Payment
(1), Payment in Booking:
In the process of booking, after filling in the ticket booking information, click the instruction to accept the booking and continue to pay the order, and directly carry out the payment operation;
② Payment after reservation
If the ticket reservation is successful, but the order has not been paid, you can directly click on the member center in the upper right corner of the page to view my order or domestic ticket order and continue to complete the payment operation;
Step 2: Select Payment/Delivery Information
① Enter the payment/delivery page, please confirm the ticket price and exchange points or vouchers according to the Happy E Line you have now, and choose the preferential method;
② In the payment method, click on the credit card payment, select the credit card entrusted payment and the bank to which the credit card belongs, and fill in your credit card information correctly as required (Kaixin E Bank will not store your credit card information, so please feel free to use it);
③ Finally, choose the ticket collection/delivery method (if you choose to mail the invoice, please fill in the mailing address in detail, and once the invoice is sent, it will not be reissued), and click Finish;
Step 3: Complete the order.
5. Cash on delivery
Express delivery fee. After the goods are delivered first, the customer pays the money to the delivery man. That is what we often say, cash on delivery is generally used for e-commerce (online shopping). Recently, Taobao also launched a cash on delivery service, that is, the courier company collects the buyer's payment and then transfers it to the seller's account.
Question 6: What are the payment methods for online transactions?
To use online banking, buyers must first apply to the bank counter to open online banking. After opening, users can enjoy the connection with the bank without the limitation of space and time as long as they are on the computer and through the network. Through online banking, users can transfer money in real time, query account details and so on. Of course, online banking can be used for online transactions.
Second, cash payment.
Cash payment refers to the cash involved in the payment process, including cash on delivery, postal remittance and bank counter remittance. For sellers, cash on delivery is the best payment method, and cash on delivery makes sellers face great risks.
Third, third-party online payment.
The so-called third-party online payment means that some third-party independent institutions that have signed contracts with major banks and have certain strength and reputation guarantee provide trading platforms. After the buyer purchases the goods, he uses the account provided by the platform to pay for the goods, and the third party informs the seller to deliver the goods. The buyer can notify the seller to pay after inspection, and the third party will transfer the money to the seller's account.
Question 7: What are the payment methods of e-commerce? Many banks support online payment, third-party payment and Alipay payment. As far as I know, China Industrial and Commercial Bank has been driven by technology and business innovation, and is committed to creating more value for customers. With its strong technical and management advantages, enterprise online banking has developed into an all-round and integrated enterprise customer fund management platform covering ten major services such as accounting information management, collection and payment, centralized fund dispatching, investment and wealth management. 1. Stable and efficient system and developed settlement network. 2. Strong and rich products and continuous updating ability. 3.3A (Anytime, Anywhere, Anyway) Service and Quality Management. Provide 7×24-hour all-weather service, no matter where you are, you can enjoy fast and high-quality banking services just by accessing the Internet. 4. Multi-level combination authorization mechanism provides you with convenient services of multi-person sequential authorization and disorderly authorization. In addition, Beijing Rural Commercial Bank provides customers with comprehensive and powerful electronic banking services, with complete service products, mainly including online banking, telephone banking (96 198 customer service hotline), SMS notification, fingerprint banking and other electronic products. Short message financial service refers to the financial services related to China Construction Bank, which are provided to customers by means of mobile phone short messages through the short message platform of China Construction Bank, relying on mobile communication operators. His advantages are timeliness, convenience, economy and accuracy. Add some knowledge! Explanation of terms: (1) Remittance Bank remittance or post office remittance is a traditional payment method, and it is also the most commonly used payment method among e-commerce payment methods so far. Post office remittance is a settlement payment method that customers remit the order amount to merchants through the postal department. (2) Cash on delivery, also known as door-to-door, refers to a settlement payment method that the goods are delivered to the delivery place designated by the customer within the promised delivery period according to the contents of the order submitted by the customer, and then accepted and paid on the spot. (3) Online Payment The so-called online payment is based on the financial electronic network, with commercial electronic tools and various transaction cards as the media, computer technology and communication technology as the means, stored in the form of binary data, and realized by electronic information transmission through the computer network system.
Question 8: What are the ways of online monetary payment? 1. Online banking payment.
Direct login online banking payment. Requirements: Online banking payment can only be made after online banking is opened, and online payment by UnionPay and credit card can be realized. This payment method is to pay directly from the bank card.
2. Third-party payment
Third-party payment itself integrates various payment methods, and the process is as follows:
1. Recharge the money in online banking to a third party.
2. When the user pays, the payment is made through the deposit of a third party.
3. Pay the withdrawal fee. Third-party payment methods are diverse, including mobile payment and fixed-line payment.
The most commonly used third-party payments are Alipay, Tenpay, Huanxun Payment, E-Pay, Quick Money and Online Banking. As an independent online merchant or a website with payment business, the four most commonly chosen are Alipay, Huanxun Payment, PayPay and Quick Money.
Question 9: What are the payment methods for online shopping? There are many ways to shop, but you must have the ability to distinguish in case you are cheated. We shop on Taobao, Maifu discount network and other websites, and most of them use Alipay to bind the bank card and then make payment. This is to transfer the money to a third-party account first, and then both parties confirm that they have received the goods and are satisfied, so that the transaction is truly completed and the payment is successful. In addition, there are WeChat or bank transfer, account recharge and so on. This payment method is the easiest to be cheated. You must be careful when paying, or it is best not to conduct related transactions, but some well-known companies with big websites can still trade with confidence! The most important thing is to have the ability to distinguish!
Question 10: What kinds of payment methods are there online? There are three main categories. One is electronic money, such as electronic cash and electronic wallet. Among them, electronic cash is a currency circulating in the form of data, which converts the cash value into a series of encrypted data sequences, and represents the monetary value of various transaction amounts in reality through these serial numbers. Users can accept electronic cash for shopping by setting up an account in a bank that conducts cash business and depositing money into the account. Electronic cash transactions are similar to physical cash, and transactions are anonymous. The other is electronic credit card, including smart card, debit card, telephone card and so on. Among them, the smart card is equipped with an embedded micro-control chip, which can store data. The value on the card is protected by a personal identification number (PIN) and only users can access it. In e-commerce transactions, the application of smart cards is similar to the actual transaction process, and online transactions are completed through card issuers. There are also electronic checks, such as electronic checks, electronic remittance (EFT) and electronic transfer. Among them, electronic check (e-check) is a form of electronic payment that transfers money from one account to another by digital transmission. The payment of electronic checks is transmitted in the form of ciphertext on the network connected between merchants and banks, and most of them use public keyword encryption signatures or personal identification numbers (PIN) instead of handwritten signatures.