If you need to inquire, you can handle the inquiry with your ID card (original) nearby. However, for personal credit report inquiry and enterprise credit report inquiry with temporary id card, military officer's card, passport and other documents, you still need to go to the Shanxi Branch of the Credit Information Center of the People's Bank of China to inquire about the service hall (No.74 Gulou Street, Xinghualing District, Taiyuan City).
Extended data
The new version of the credit report of the central bank's personal credit information system has been put into operation, and the "validity period" of overdue records is officially set at five years. The new credit report sets the starting point of overdue information as 65438+2009 10 month, and the previous bad repayment record has been deleted.
Because the relevant departments have not clearly defined the restrictions on negative records, in the old personal credit report, overdue records will be displayed no matter how many years ago. The new credit report only shows the overdue records of consumers in the last five years.
In the past, some people complained that they couldn't understand the personal credit report, because it was full of tables and numerical codes, and what each number meant had to refer to the notes to understand it. Now, the new version of the report has changed the presentation method based on tables and used more words to describe it. At a glance, the public will know which cards are overdue and which repayments are normal. At the same time, the new report also reserved an exhibition area for information such as asset disposal and guarantor's compensation.
The launch of the new version of the bank credit report is equivalent to giving individual consumers who are overdue and have paid off their debts an opportunity to turn over a new leaf, re-establish and accumulate personal credit records. It is reported that if there is negative information on the personal credit report, residents are likely to be affected when applying for credit cards and mortgages.
References:
Baidu Encyclopedia-Credit Report