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Wealth management products can generally be purchased through commercial banks or non-bank financial institutions. Traditional channels include banks, insurance companies, securities companies, futures companies and fund companies. Emerging channels include: third-party financial institutions and integrated financial service institutions. Saving or deposit is a popular investment behavior of ordinary families and the most commonly used investment method. Compared with other investment methods, savings has the characteristics of safety and reliability (protected by the Constitution), convenient procedures (savings outlets all over the country), flexible forms and inheritance. Savings is the business that banks mobilize and absorb residents' surplus monetary funds through credit. Some experts have analyzed that the future situation of capital supply and demand is relatively optimistic, which is undoubtedly a shot in the arm for the capital-driven China stock market. The performance calculation and financing amount of listed companies put forward stricter requirements, and strengthened the supervision of the stock market, which will bring profit opportunities to investors. But in any case, the biggest feature of the stock market is uncertainty, opportunities and risks coexist. Therefore, investors should continue to be cautious and seize opportunities before investing.
Put your current deposit into your personal stock account, and you can use the money to subscribe for new shares. If you are lucky, you will win the lottery, and the stock will be profitable after listing. Even if there is no lottery ticket, there is still current interest. If your financial situation is good and you can take certain risks, you can also buy stocks in the secondary stock market. Gold, real estate and stocks are regarded by economists as the three major investment hotspots in the world today. As a kind of securities issued by joint-stock companies to raise funds, stock is a kind of equity certificate to prove that investors invest in shares and obtain dividend income. It has entered thousands of households and become an important target for many families to invest. Stock investment has become a hot topic that people talk about every day. Because of its high return, high risk, transferability and flexible trading, stock has become a powerful force supporting the development of China stock market.