According to the data, Haifutong's pension income mixed fund accounts for 0% to 95% of the fund's assets, and the allocation of fixed income assets such as bonds can be increased from 5% to 65,438+000%, breaking through the restrictions of ordinary mixed funds, with a highly flexible proportion and a wide range of investments, including emerging varieties such as private debt of small and medium-sized enterprises and stock index futures. Through all-round and multi-angle investment strategies, the fund pursues absolute returns and meets the security, sustainability and anti-inflation needs of pension financing.
At present, there are many ways to finance the aged, and fund financing gradually stands out with many advantages such as low threshold, low risk, stable income and high transparency. Haifutong Pension Income Fund, which is currently being issued, is the first pension fund in China to pursue absolute income, and is committed to achieving the corresponding excess income (+2% after three-year fixed deposit tax) on the absolute income return of performance benchmark. The Fund clearly stipulates in the contract that the number of distributions of the Fund shall not exceed 12 times each year, and the proportion of each income distribution shall not be less than 30% of the distributable profit. At the same time, the investment threshold of the fund is as low as 1000 yuan, and the redemption fee is zero after two years of holding, which not only prevents the adverse impact of short-term frequent redemption on the operation of the fund, but also takes into account the liquidity and further reduces the investment cost. It is understood that Haifutong Pension Income Fund will give three solutions to the pension problem: First, it will be more flexible in the proportion of asset allocation, and the proportion of stock investment in fund assets will be relaxed to 0%-95%; Secondly, the control of fund equity positions mainly depends on three indicators: expected rising range, expected falling range and rising probability; In addition, the Fund emphasizes the revenue management strategy, locks in the realized revenue and timely controls the downside risks, and converts the relative revenue into realized revenue. In order to meet the market demand, further enhance the trading experience of investors, and enrich the financial management function of the money fund as a cash management tool, Haifutong Fund Management Co., Ltd. (hereinafter referred to as "the Company") started to offer quick redemption service for online direct trading customers from May 23, 2065438. The details are announced as follows:
I. Business Description
Quick redemption business (also known as "T+0 quick redemption through online direct selling of money funds"): refers to that investors apply for quick redemption of their money fund shares through our online direct selling platform during business hours, and the investors agree to transfer the quick redemption share agreement to our company, and our company will advance the money corresponding to the quick redemption share to the investors in real time. After the share transfer is confirmed, our company will start the normal redemption, and the redemption money will be used to return the advance payment of our company.
Second, the business hours
From May 23rd, 20 13, our company will provide this business service from 00: 00 to 24: 00 (i.e. 7*24 hours) every natural day, and we can adjust the above business hours according to the needs of business development. In case of business hours adjustment, the announcement issued by the company at that time shall prevail.
Third, the application of bank cards.
The Company supports the following bank cards to use the quick redemption service through the online direct selling platform of Haifutong Fund:
Including but not limited to Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank, Industrial Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Fudian Bank Card, and the bank card or third-party payment channel that the company will support the fast redemption business, which can be inquired on the company website at that time without further announcement.
CITIC Bank, Changsha Bank, Tiantian Win and Alipay channels are temporarily not supported.
The company's online direct selling supports a multi-transaction account system, that is, investors can associate multiple bank cards (such as ICBC card, CCB card and ABC card) at the same time for quick redemption of money funds.
Four. Applicable funds
Haifutong money market securities investment fund (referred to as Haifutong currency, fund code: Haifutong currency A 519505; Haifutong currency B, fund code: 519506);
Investors who want to know the details of the Fund should carefully read the fund contract, prospectus and other legal documents of the above-mentioned funds and the latest announcement issued by the Company. If the company opens this business to other money funds it manages in the future, it will be announced separately.
Verb (abbreviation for verb) business rules
1. Investors applying for quick redemption business need to sign the User Service Agreement for Quick Redemption Business of Haifutong Fund Online Direct Selling Monetary Fund with the Company.
2. When an investor initiates an application for quick redemption, the lower limit of each application is 100 (inclusive), the upper limit is 50,000 (inclusive), and the cumulative upper limit of single-day share is 50,000 (inclusive). The company has the right to adjust the above restrictions according to the needs of business development.
3. The investor successfully submitted the application for quick redemption on T-day, and the proceeds from redeeming the share before T-day will remain in the investor's account. From the date of application to the date of successful submission of the quick redemption application, the income of this share (including T-day income) will be owned by the company.
4. The Company may set a limit on the total amount of quick redemption for all investors. If the total amount of quick redemption on that day exceeds the limit set by the company, the company may suspend the quick redemption business as appropriate and resume it in time.
5. For other unfinished rules, please refer to the Fast Redemption Business Rules of Haifutong Fund's Online Direct Selling Monetary Fund.
Business operation process of intransitive verbs
After investors visit the company's website and log in to the online direct trading system of Haifutong, click "Quick Redemption" in the column of "User Share Information" on the home page of the account (or click "Fund Trading-Fund Redemption" in the left menu and click "Quick Redemption" after the displayed currency share information), quickly select the payment channel to be redeemed according to the page prompts, enter the redemption share, preview and submit the application until the transaction is successful.
Seven. Applicable rate
In order to ensure the reasonable utilization of prepaid resources, the Company will charge a handling fee for each 2.5 yuan for the quick redemption business, and the Company has the right to adjust the fee according to the needs of business development and make a separate announcement. Haifutong Fund's one-year regular open bond was officially issued yesterday, led by Haifutong Currency and Haifutong Pension Income Fund Manager.
This product does not directly buy equity assets such as stocks and warrants from the secondary market, but mainly invests in fixed-income financial instruments such as government bonds and central bank bills, and the bond investment ratio is not less than 80% of the fund assets. It is worth noting that in order to protect the interests of the holders and meet the liquidity during the opening period, the Fund is not subject to this ratio restriction from three months before the opening period to three months after the opening period. In addition, the fund can participate in the online subscription of new shares in the primary market and the subscription of additional new shares that do not exceed 20% of the fund assets. The performance target of this product is to surpass the "after-tax rate of return on one-year bank deposits+1.2%", and it has outstanding advantages in income. At the same time, the product will be open for 5 to 20 working days after each closed period, which fully meets the liquidity needs of investors. Haifutong fund management co., ltd
Announcement on increasing Beijing Zhanheng as the sales organization of the Fund
1. Beijing Zhanheng Fund Sales Co., Ltd. (hereinafter referred to as "Beijing Zhanheng") has been approved by the China Securities Regulatory Commission. According to the Sales Agreement of Open Securities Investment Fund signed by Haifutong Fund Management Co., Ltd. and Beijing Zhanheng recently, the newly-added Li Shuang Zhanheng regularly open bond securities investment funds are Haifutong one-year (Haifutong one-year open bond, code: 5 1905 1) and Haifutong graded bond securities investment fund (Haifutong Li Shuang graded bond A, code: 5).
Two. From June 2065438+June 2003 65438 +20031October 65438+20031October, investors can open accounts and apply for the above funds on the online fund trading platform of Beijing Zhanheng.