If you don't compare, you will be kept in the dark; Once you do, you will be surprised.
Although the United States is a superpower in the world today, American public opinion covers almost the whole world, and the American way of life seems to be the standard of the whole world. But facts are facts, and Australia is still slightly better than the United States in many aspects.
Although American professionals earn a lot of money, Americans deal with much more difficulties than Australians. Not only is the poverty rate higher and medical drugs more expensive, but they are also more susceptible to fatal diseases. Under the bombardment of so many tests, it is no wonder that the life expectancy of Americans is nearly two years shorter than that of Australians.
1
population quality
For these two countries, more Americans finish high school than Australians. However, Australians have been educated for longer. Australians spend an average of 2 1 year to complete their education from primary school to university, while Americans only spend 16 years.
According to the data of the US Census Bureau, 38.54% of American citizens over the age of 25 have obtained associate degree or bachelor degree. By 2006, more than 59% of Australians had obtained higher diplomas or bachelor's degrees.
2
medical treatment
The per capita medical expenditure in the United States is much higher than that in Australia, and many Americans cannot afford the appalling medical expenses. In 20 12, 68% of Americans who filed for bankruptcy were blamed on high medical expenses. In the United States, the government only pays 18.7% of the total personal medical expenses, while the Australian government pays 70%.
The five major causes of death in the two countries are the same, and the incidence of fatal cancer is the same, but the number of Americans who die of cardiovascular diseases is 1.3 times higher than that in Australia. In addition, the number of deaths caused by respiratory diseases in the United States is 60% more than that in Australia.
Australia's universal health insurance claims to be the first in the world. In Australia, as long as you have a medical insurance card (similar to a medical insurance card), you only need to swipe your card to see a doctor, and you basically don't have to pay. If you buy more than 200 Australian dollars a year, you basically don't have to pay any more, and the government will cover it all. Universal health insurance won't make everyone lazy at all, but it will make everyone have no worries, work easier and be more efficient.
three
life
As we all know, Australians live a long life. Compared with their American peers, Australians can live an average of 40.8 months longer, with an average life expectancy of 8 1.9 years.
The life expectancy of Australian girls born today is 83.9 years, while that of American women of the same generation is 80.8 years. The difference of male life expectancy in these two countries is similar. Australian boys can enjoy 79.3 years of earthly life, while American men only have 75.6 years.
In addition, the neonatal mortality rate in the United States is also higher: 6.06 deaths per 1 1,000 newborns, while in Australia it is only 4.6 1.
four
education
Many people don't want to come to Australia, thinking that they will only go to Australia if they can't go to the United States, but it turns out that this is not the case. There are only 30 universities in Australia, and they are all public universities. Among them, nearly 10 universities are among the top 100 universities in the world, and the next 20 universities are all among the top 500 universities in the world. So the level is good, and the average level is much higher than that of American universities.
Although almost all the best universities in the world are in the United States, compared with the United States, there are more than 3,000 universities of different levels. The Australian government has much stricter requirements for universities, so the quality of Australian universities is relatively average, and there is no pyramid-like university grading in the United States.
five
chance
In Australia, because of social stability, immigrants are the main buyers, so the statistics of house prices in the past 100 years are basically 1 times of that in 10 years. Regardless of World War II, the financial crisis has not shaken this rule, and the income is very stable, so many funds around the world have invested their money in Australian real estate. However, the Australian government and financial institutions are far more responsible than their American counterparts. Financial institutions are very strict with loans to buy houses, and basically there will be no subprime mortgage problems like those in the United States.
six
food sanitation
The best thing about Australia is the quality and safety of food. Although the price of vegetables, fruits and meat is indeed much more expensive than that of the United States, you get what you pay for. As we all know, Australia is a lonely continent with much less pollution and fewer pests and bacteria than other places.
The Australian government is very strict in quarantine, and the use of additives and pesticides in food is also well controlled. Vegetables and fruits taste much better than those in America.
And all foods in Australia are natural, so don't worry about genetic modification. Many foods imported from Australia, especially European foods, are invisible in the United States. It is precisely because Australian food is much more expensive and profitable than American food that these high-end brands are sold in Australia. Australian Chinese supermarkets are everywhere, so happy that you can't buy tofu in Washington.
seven
welfare
Regarding the annual salary, the statistics bureau on the Australian website shows that the average annual salary before tax is about 62,000 Australian dollars, and the employer will add 9.5% to your pension account. In real life, the average income of ordinary Australians is generally 50% higher than that of the United States, and the wages of some blue-collar workers are more than twice that of the United States.
Speaking of retirement pension, Australia's compulsory retirement pension system should be worth learning from Americans. No matter what job, there is an extra 9% pension, which can only be used for investment and cannot be taken out. When you retire, you can take it out at one time, at least hundreds of thousands, which is not a small income for the elderly.
With such a large sum of cash and regular pension (different from pension, it depends on the economic conditions of the elderly, and there is no need to spend money on medical rental). After retirement, the elderly in Australia basically choose to travel around the world, which is much better than the elderly in the United States.
In the coming year, external futures will be an increasingly popular market.
If you are a novice, I can teach you skills, cultivate your good habit of doing-doing, and take you on the road of long-term steady profit.
If you are an old hand, I can correct your bad habit of doing things alone and help you earn back your losses.
If you are a winning general, then we can also learn from each other and discuss and become like-minded good friends.
If you are in a bad state recently, then I can teach you how to adjust and rebuild yourself.
The so-called futures trading refers to the trading behavior of buyers and sellers buying and selling futures contracts on the futures exchange. Futures trading is a new trading method developed by trading in the futures exchange on the basis of spot trading and standardized futures contracts. This transaction follows the principle of "openness, fairness and justice". Buying futures is called "shorting" or "doing more", that is, doing more transactions; Selling futures is called "short selling" or "short selling", which means short selling. Buying and selling futures trading is also called establishing trading positions in futures market, short selling is called establishing long positions, and short selling is called establishing short positions. The trading behavior of starting to buy or sell futures contracts is called "opening positions" or "establishing trading positions"; Traders holding contracts are called "positions"; The behavior of traders to close their positions for reverse trading is called "closing positions" or "hedging". If the contract in the hands of the trader is not hedged according to the delivery month, the short contract holder should prepare for physical delivery, and the long contract holder should prepare funds to accept physical delivery. Under normal circumstances, most contracts are settled by hedging before expiration, and only a few of them talk about physical delivery. Futures trading is based on spot trading and is the development of general contract trading. In order to promote the circulation of futures, a special commodity, and ensure the smooth and healthy development of futures trading, all transactions are conducted in an organized futures market. Therefore, futures trading has the following basic characteristics.
(1) contract standardization: futures trading is characterized by standardization and simplification.
Futures trading is conducted by buying and selling futures contracts, which are standardized contracts. This standardization means that the grade, quantity and quality of commodities traded in futures are pre-specified, and only the price changes. This is an important feature that distinguishes futures trading from spot forward trading. The standardization of futures contracts greatly simplifies the transaction procedures, reduces the transaction costs, and minimizes the disputes and disputes arising from different understandings of contract terms between the two parties.
(2) Fixed place: Futures trading has the characteristics of organization and standardization.
(3) Unified settlement: Futures trading has the characteristics of consistent payment direction.
Futures trading is settled by the clearing house. All transactions reached in the exchange must be sent to the clearing house for settlement, and only after settlement can they be finally reached and become legal transactions. The two parties to the transaction have nothing to do with each other. They only take the clearing house as the counterparty and are only responsible for the clearing house financially, that is, they only settle accounts with the clearing house in the direction of payment, instead of exchanging funds between the two parties. This consistency of payment direction greatly simplifies the trading procedure and the physical delivery procedure, and also creates the possibility for traders to evade the due delivery obligation by "hedging" before the futures contract expires.
(4) Fixed delivery: physical delivery only accounts for a certain proportion, most of which is hedging.
The "hedging" mechanism of futures trading exempts traders from the responsibility of physical delivery. The operating experience of foreign mature futures markets shows that the cost of physical delivery in futures markets is often higher than that of direct spot trading. Most traders, including hedgers, hedge their positions, and only a few eventually make physical delivery. Therefore, futures delivery must be carried out in the designated delivery warehouse.
(5) Brokerage: The characteristics of futures trading are centralization and high efficiency.
This centralization means that futures trading is not directly conducted by the buyers and sellers who actually need to buy and sell futures contracts in the exchange, but by the floor brokers (that is, market representatives) on behalf of all buyers and sellers in the futures trading floor. Traders trade by giving orders, and all trading orders are finally executed by market representatives. Therefore, the transaction is simple, it is very easy to find the transaction object, and the transaction efficiency is high, showing the characteristics of high efficiency. Concentration is also manifested in the fact that off-site private transactions are generally not allowed.
(6) Institutional margin: Futures trading has the characteristics of high credit.
This high credit characteristic is embodied in the margin system of futures trading. Futures trading needs to pay a certain margin. Traders must pay a certain performance bond in accordance with the relevant regulations of the exchange before entering the futures market to start trading, and should maintain the minimum level of deposit during the trading process in order to provide guarantee for the futures contracts they buy and sell. The implementation of the margin system not only makes the futures trading have the leverage principle of "small and broad", which attracts the participation of many traders, but also enables the clearing house to provide performance guarantee for the transactions reached and settled by the exchange, so as to ensure that traders can perform their duties.
(7) Commodity specialization: Futures trading is selective for futures commodities.
Futures commodities are special. Many commodities suitable for spot trading are not necessarily suitable for futures trading. This is the selective feature of futures trading to futures commodities.
Investment is a long-term solution, and it can't be done overnight. Don't be too hasty. Even if you lose money now, there is nothing to be afraid of. As long as the choice is correct, the lost things will come back. Only by grasping the opportunity to make a single order and grasping the market trend can we win every battle. The process of investment is a growing process, and the deepening of risk cognition is a sign of investors' continuous maturity. An investor is a successful investor when he has a correct understanding of risks, can implement them with a correct attitude and can avoid risks well.