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How long does it take for the police to freeze an account?

There are several unfreezing times for bank cards frozen by the police. One is to unfreeze within three days, which usually means that the public security bureau has found out that the bank card has nothing to do with the case; the other is to unfreeze within six months, which is The first situation is that the Public Security Bureau has solved the case, and the bank card involved in the case will be unfrozen within six months; the third situation is that it is frozen indefinitely or permanently. In this case, the Public Security Bureau inquires about the unknown source of funds for the card, and the case has not yet been resolved. Case closed.

The bank card has been frozen by the police, and the unfreezing time generally ranges from three days to six months. The specific unfreezing time depends on the progress of the case of the party involved. Among them, assuming that the person concerned has been cleared of suspicion, the relevant financial institution will unfreeze the assets within three days; if the case is still being processed, the freezing period will be within six months, and the public security department can apply for an asset freezing extension based on the specific circumstances, and at the same time , when the party concerned has been determined to have violated the law, the account will be permanently frozen.

Will the Public Security Bureau notify me if my bank card is frozen?

Yes. If your bank card is frozen, the police may not necessarily call you, but the Public Security Bureau will notify you, usually via text message or phone call. After the card is frozen, you will be notified. Even those from other provinces will notify you. Those from other provinces usually send mail through the post office. Send me a notification.

At this time, you should cooperate with the public security investigation. After the investigation is completed, if there are no other problems, the account will be unfrozen in time. If you are suspected of breaking the law, your account may be permanently frozen.

When will the bank card be frozen?

1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash out, Forged information, consecutive incorrect passwords, etc. may cause the bank card to be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will give an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze the citizen's bank card.

3. The bank card is a debit card. If it is frozen, one is a false account freeze, which means that the bank will mistakenly provide more money to the depositor's account during the bank transaction, and then the bank may freeze more parts. One is a judicial freeze. According to the relevant provisions of the law, judicial organs can apply for an ice card from the bank in order to handle the case. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. If the bank card password is entered three times in a row, the bank system will automatically lock the bank card password, similar to freezing, but not freezing. It will automatically defrost after 24 hours.

5. If the bank card expires without re-applying for a new card, the bank will freeze the expired bank card after expiration.

6. If multiple bank card losses are reported continuously, the bank will be frozen on suspicion of malicious reporting.

After the bank card is frozen, it cannot be used, including deposits, withdrawals, loans, financial management, and third-party custody of funds in and out, etc. After the bank card is frozen, users can call the bank customer service phone to inquire about the reason for the freeze. If the bank customer service cannot unfreeze it, , users need to bring their savings card and bank card to the bank counter for processing.

The reasons why the bank card is frozen: 1. The user temporarily reports the loss (you can deposit money); 2. The bank card password is entered incorrectly 3 times (you can deposit money); 3. The bank card is reported lost multiple times in a row. If it is considered that there is a suspicion of malicious reporting of loss; 4. In the case of abnormal transactions on the bank card, the bank will freeze it, etc.

Legal Basis

"Procedural Regulations for the Handling of Criminal Cases by Public Security Organs"

Article 237

Public Security Organs shall conduct investigations based on If necessary to commit a crime, the suspect's deposits, remittances, securities transaction settlement funds, futures margins and other funds, bonds, stocks, fund shares and other securities, as well as equity, policy rights and other investment rights and other properties, may be inquired and frozen in accordance with regulations. And may require relevant units and individuals to cooperate.

The property specified in the preceding paragraph may not be transferred, transferred, or otherwise seized in disguised form.