The "general principles of loans" have corresponding provisions:
Article 71 Under any of the following circumstances, the lender will charge interest on part or all of the loan: if the circumstances are particularly serious, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance.
1. Failing to use the loan for the purpose specified in the loan contract.
Second, the use of loans for equity investment. Z 1 3. Use loans to engage in securities and futures speculation.