Generally, customers are invited to apply for a card or apply for a loan. In order to complete business volume, many branches usually send such text messages to customers who have no bad credit records.

1. Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. It was officially established in 2007. It is listed on the Shanghai Stock Exchange (stock code: 601166), and its head office is located in Fuzhou.

2; Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on net assets remained at a high level of 21.19%; it has been operating in major cities across the country It has established 108 branches and 1,435 branches; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management, forming a bank-based entity that covers trust, leasing, funds, etc. , securities, consumer finance, futures, asset management, etc., a modern financial services group.

3. As China's first "Equator Bank", Industrial Bank always adheres to the "scientific and sustainable" development concept, operates in a legal, stable and civilized manner, and takes into account the protection of shareholders, customers, banks, employees and society. Environmental protection and other interests of all parties, and active implementation of corporate social responsibility, has been widely recognized and praised by all walks of life at home and abroad.

4. The Capital Operation Center of Industrial Bank is the first comprehensive and professional capital operation institution of a commercial bank in my country that independently obtains a financial license and a business license, conducts independent accounting, and operates independently. The bank account has long-term construction of a high-yield, low-risk investment portfolio, with returns outperforming the market. It maintains its position as the most active market maker in the fields of RMB exchange rates, interest rates, precious metals, etc., and its market share of agency precious metals business continues to lead the industry, research The analytics business creates influence in the market with its high accuracy.