Why is it so common? The usual reason is that SMEs can't get long-term loans from banks. But this reason can't stand scrutiny, not to mention why the banking system doesn't carry out long-term loan business for SMEs. Small and medium-sized enterprises have many problems in using short-term bank loans as fixed assets investment.
In fact, the fundamental reason is that enterprises often lack fund management and use plans, resulting in insufficient current assets and easy realization. When the depreciation of fixed assets is completed or the scale of investment and production needs to be expanded, they can only rely on bank loans temporarily. The basic feature of short-term loans is that the loan term does not exceed 1 year (usually 1 year), that is, the enterprise needs to repay the principal in the next year. If the enterprise takes this fund as investment in fixed assets, the possibility of converting fixed assets into cash within 1 year is very low. Therefore, the bank credit department will either default or refinance, which is a multiple-choice question. After consultation with enterprises and other * * * departments, banks are unwilling to turn loans into bad debts, and on the basis of expecting enterprises to gradually digest loans, they will turn loans into loans.
This is the "short loan and long investment" mode that local SMEs are familiar with.
Banks either acquiesce or take it as a result that must be accepted. This model is abnormal and unreasonable. Because, as far as enterprises are concerned, the result of this phenomenon is that the long-term asset suitability rate of many small and medium-sized enterprises is too low, which will lead to tight funds, no flexibility, and can't stand the wind and grass. The risk can be imagined.
Question 2: What do you mean by short clothes? The delivery quantity is less than the order quantity, which is called short shipment.
If you are hungry, the delivery quantity exceeds the order, which is called over delivery.
Question 3: There are many reasons for the existence of long and short goods in supermarket inventory, and the probability of the wrong food leading to long and short goods is relatively high. The key is what method you use to count. Now with the mobile phone scanning code inventory, the situation of poor goods is becoming less and less.
Question 4: How to define commodity shortage? Direct is not enough weight and quantity.
Question 5: What do you mean by short delivery by the supermarket receiving department?
Question 6: What do you mean by short-term and long-term spot? First of all, you have to understand how to make a profit and how to lose money, that is, buy at a low price and sell at a high price. If you buy in the right direction, you will make money. If you buy it wrong, you will lose money. The price of products fluctuates every minute. So long and short lines are easy to understand.
Long-term: I bought the list and held it in my hand for a long time.
Short-term: if you buy a list, you will spend less time in your hand.
Time is money, sometimes one second later and one second earlier is millions of money flowing.
Question 7: What do you mean by shorting futures? Short futures refer to short-term bullish, that is, short futures refer to short-term.
Question 8: What does short shipment mean in international freight forwarding? Less = less, more = more. More refers to bulk cargo.
Some goods, such as ore, steel, etc., will be damaged during transportation (commonly understood as slag drop), thus reducing weight. On the contrary, some commodities gain weight, such as sugar and salt, and absorb water.
In both cases, the shipper or the consignee will suffer losses.
The weight agreed in the contract will indicate how much it can be "short weight" or "excessive weight". If the shortage or overflow is within the scope agreed in the contract, it is normal. If it is too short or too full, the carrier may be claimed.
Question 9: What do you mean if there is a shortage of goods due to Party A's reasons? What do you mean if there is a shortage of goods due to Party A's reasons?
Problem 10: The delivery time is too short. What do you mean the delivery time is too short?
The delivery date is too short