This is the common sense of many financial institutions and managers. Market risks and trends can never be accurately predicted. If all the funds are invested in one product because of temporary high income and other reasons, the ability of financial managers to resist risks will be greatly reduced. If something goes wrong, all the investment will be in vain. Don't blindly believe in income, market, or your own luck.

Second, find more opportunities around you.

Financial management is a process of discovery and choice. Nowadays, there are more and more financial products, and there are always some very high-quality financial products. We should learn to discover, learn to choose, and then act quickly. Of course, in this process, we should keep keen observation and vigilance to prevent mistakes.

Third, don't fall into the trap of super high income.

Sellers of some "wealth management" products often promise to far exceed the high income of other wealth management products, and even promise that there is no risk and the income is higher-this must be a trap. Financial management is an investment, not a pie in the sky. As a wealth manager, we should be wary of wealth management products, especially the so-called "super-high-yield" "wealth management products", because this will often become the bait for scammers to cheat. Only by going to the formal platform, buying formal products and rejecting the high-profit trap can we manage our finances safely.

Fourth, investing in health and safety is also financial management.

Health is the capital of revolution, and safety is real happiness. Good health and family happiness will give us great comfort. To invest in health and safety, we should not only choose various insurance products to avoid possible risks, but also take practical actions for health: develop good living habits; Regular physical examination with family members; Regular exercise; Take time out to travel; Relax ... health is also a key point of our financial management.