Lend and borrow are two different financial instruments. The main difference lies in the objects of lending and borrowing.

Lend is a lending tool that allows individuals or businesses to lend out their funds in order to earn a certain amount of interest. Lend is often called a mortgage because the lender requires a certain deposit to be paid to the lender to ensure the safety and reliability of the loaned funds. The main uses of Lend include purchasing goods and services, investing, mortgage real estate, etc.

Borrow is a borrowing tool that allows individuals or businesses to borrow funds from other people or institutions for activities such as investments, loans, and purchases of goods and services. Borrow is often called consumer lending because borrowers pay a fee to gain access to the borrowed funds. The main uses of Borrow include consumption, investment, loans, etc.

In addition to Lend and Borrow, there are some other financial instruments, such as Mortgage, Savings, Mutual Fund, etc. The use of these tools is different from Lend and Borrow, but they can all help people achieve their money management and investment goals.

In general, Lend and Borrow are two different financial instruments, and their use methods and purposes are also different. Lend is usually used to purchase goods and services, investment, mortgage real estate, etc., while Borrow is usually used for consumption, investment, loans, etc. The difference between Lend and Borrow is that they lend and borrow to different objects, but both can help people achieve their fund management and investment goals.