Interest is calculated and paid according to the loan market quotation published by the National Interbank Funding Center for the same period.
According to the loan market quotation published by the National Interbank Funding Center in the same period, the calculation method is based on the benchmark interest rate of similar RMB loans of banks in the same period, with reference to the overdue penalty interest rate standard. According to relevant public information, the general operation of banks on overdue loan interest rate is to increase the penalty interest rate by 30% to 50% on the basis of the original loan interest rate. The benchmark loan interest rate is: 4.35% a year.