Male, 3 1 year old, what kind of insurance is appropriate (mainly want critical illness insurance and pension)
Hello, high-risk and high-yield enterprising investment, stock futures, steady and safe preservation and appreciation, that is, dividend insurance, short-term bank wealth management products. I recommend Xinhua Life Insurance "Enjoy Life", which is a new financial management tool for dividend insurance. It pays dividends every year, which is always greater than the inflation rate. It pays back the money every two years, and pays more, which is about 10% of the insured amount. In addition, there is a large bonus for you at the end of the contract, which is the most cost-effective financial management fund and can be used by three generations. You, your older generation, your next generation, and your children can be used as education funds, marriage funds, venture funds, and your filial piety to the elderly. You can also be used as a fund dedicated to future planning and enjoying life, which can be used flexibly to preserve and increase value, resist inflation and manage money for the elderly. If you don't get the money back, it will automatically enter the cumulative interest-bearing account, and the interest will be higher. I can make a detailed plan for you and see the predicted income. Tell me your details. At the same time, the combination of "Healthy Fuxing" with two insurance accounts for serious illness and accident has a coverage of 654.38+10,000. The annual fixed length of the critical illness account is 3,000 yuan, and the unexpected length is 654.38+0,000 yuan, which makes the annual guarantee increase continuously. Pay according to the increased insurance amount when you are out of danger. If there is no serious illness for 40 years, the serious illness account will increase to 220 thousand, which is the only health insurance that will increase. Moreover, the scope of 32 types of guarantees is very wide. There are 25 types stipulated by the state, and the last 7 types are special projects of Xinhua Company. As long as the medical certificate from the second-class hospital comes out, you will get cash payment instead of seeing the doctor first and then reimbursing. It is a life-long health insurance suitable for all ages and is the ideal first choice. Besides, I tell you, the whole family should have health insurance. You should protect adults first, and then protect children. Because children can't do anything if something happens to adults, you should solve your own problems first, so that you can make life eternal with your love and responsibility. I can work out a detailed financial security plan for you. Please tell me the details. Thank you.