Uses include loans, company operating expenses (travel expenses, labor expenses), etc. You can pay individuals through online banking, but you need to provide relevant information, otherwise the bank will refuse to handle it on the grounds of "private storage of public funds". Bank transfer cheque can be used for personal transfer, but due to the limit of transfer amount, it cannot be higher than 50 thousand yuan.

Gong Hu private account transfer time

1, peer transfer

Peer-to-peer transmission can usually be received in real time.

2. Inter-bank transfer

1) Select Fast Arrival. It usually arrives in real time, which will lead to

2) Counter transfer generally takes 1-3 working days.

3) Transfer money on Friday night, arriving on Monday at the earliest and Wednesday at the latest.

4) Transfers made before 3pm from Monday to Friday usually arrive in real time, and the specific arrival time shall be subject to the processing time of the receiving bank.

Public account

Company accounts are company bank settlement accounts, including basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts. In line with the relevant provisions of the Measures for the Administration of RMB Bank Settlement Accounts, settlement accounts can also be opened in different places.

In company accounts, only basic account can withdraw cash, but other accounts can transfer money and remit money. Regular units will have enterprise accounts, which can facilitate unit settlement and is also an important factor to ensure the normal circulation of enterprise funds. It is precisely because public accounts can avoid the transfer and misappropriation of funds that the efficiency and effectiveness of the use of funds can be improved.

According to bank regulations, an enterprise can only open one basic deposit account, but it can open multiple general deposit accounts. It should be noted that enterprises cannot lease or lend bank settlement accounts, nor can they use bank settlement accounts to seek benefits. They must use bank settlement accounts according to regulations.

In addition, there are special accounts for enterprises and temporary accounts for enterprises. The unit-specific deposit account is a bank settlement account opened by depositors for special management and use of their special funds in accordance with laws, administrative regulations and rules. Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved.

Company temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time. It is used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and verification of registered capital.