CITIC Bank is a large-scale joint-stock bank, with a decent account manager position, excellent working environment and bright future.

Why does the account manager of CITIC Bank change so frequently?

The frequent change of account managers of CITIC Bank is due to too much pressure. Bank account managers are different from social enterprises. CITIC Bank credit card account manager job responsibilities, CITIC as long as the launch of wealth management products, account managers will do business. Credit cards and related consumer finance and credit products all need a certain amount of business.

I went for an interview. How about the position of credit card account manager of CITIC Bank?

It depends on the specific situation. In third-and fourth-tier cities, there is still a lot of room for growth in credit card issuance. The account manager of the credit card center is ok, and the number of credit cards issued in big cities is close to saturation, so this position is difficult to do.

The account manager of the credit card center, from a straightforward point of view, is a salesman, who is responsible for pushing Carracin and others away. This position was very good in the first two years, and the popularity of credit cards was not high. But in recent years, 202 1 is very difficult. Those who can do the card have already done it, but those who can't still can't do it. Coupled with the improvement of risk management and control, the card review is more stringent, so now this position may not be as easy as you think.

Next, I will give you a concrete analysis of the advantages and disadvantages of this industry. Let me talk about the disadvantages first:

1. Hard work and great pressure; As a salesperson, there is nothing without performance. )

2. There is no prospect of promotion; It takes a long time and excellent performance from salesman to supervisor. There are many salesmen who have been in the company for five to ten years before they are promoted to supervisors, at least for two years, and their performance is particularly excellent every month. )

3. Not compiled. This job is an outsourcing enterprise of the bank, which means you are only a temporary contract worker, not a regular employee. It is more difficult to get the formal establishment of banks in this industry than to ascend to heaven. )

Of course, no matter which industry, it is impossible to have only shortcomings and no points. Then I will analyze the advantages of this industry with you:

1. Free working hours; (You can go out after opening the card in the morning, and you can come to work or not at night. Time autonomy is high. )

2. High salary; (If the monthly performance is between 6000 and 8000, don't believe that the recruitment information of credit card account managers mentioned above may be 1w, 2w, 3w, which is basically impossible to get. )

3. It's very exercise. As long as you are willing to study, you can develop strong communication skills in a short time. )

How about the account manager of CITIC Bank Credit Card Center?

Account managers are better, because the quality requirements for account managers are stricter, as follows:

(1) Moral quality. Should have a strong sense of responsibility and dedication to work, and strictly observe the secrets of banks and customers.

(2) Marketing skills. Be able to comprehensively use market segmentation, market positioning and marketing means.

(3) comprehensive knowledge. Have a deep understanding of finance, marketing and law, and be familiar with all aspects of banking business.

(4) analytical ability. Be able to understand all aspects of your work scope, be able to comprehensively analyze customers, and have a strong foresight of customer risks.

(5) planning ability. The work objectives are clear and feasible, the plan is feasible, the budget arrangement is accurate and effective, and the work progress is orderly.

(6) coordination ability. I am good at expressing my own views and opinions, maintain a good working relationship with the management and business level of the bank, and have a strong team spirit.

In addition, the responsibilities and contents of the account manager are as follows:

(1) access. Make fruitful visits and observations to customers.

(2) subdivide customers. Identify target markets and potential customers.

(3) Risk management. Effectively monitor and control customer risks.

(4) Customer relationship management. Keep in touch with customers and mobilize their resources.

(5) Customer analysis and evaluation. Conduct all-round analysis and evaluation of customers.

(6) communication. Use effective communication means and communication strategies to maintain the relationship with customers.

(7) negotiation. Negotiate business with customers.

(8) Business transaction: guide customers to complete business transactions.

How about the credit card account manager of CITIC Bank! ! No mission index of the moon? Thank you!

I am the account manager of CITIC. My salary is average, the basic salary plus commission. I am very tired and hard, and I have a lot of pressure to open the card. If you want to engage in sales in the future, you can try it, otherwise you'd better not do it. My salary is over 10,000 yuan, but I am an old salesman with certain resources. If you start working, you can drive about 2000 yuan and eat 300 yuan. That's all. After six months, I can become a regular employee, almost every day.

What is the classification of account managers in Chengdu Credit Card Center of CITIC Bank?

Head office president level 1, vice president level 2, department general manager level 3, deputy general manager level 4. The answer is for reference only. Investment is risky, please make a careful decision.

So much for the introduction of the credit card account manager of CITIC Bank.