When the currency depreciates, for ordinary people who want to fully cope with the impact of currency depreciation, I think there are two ways to increase their income; the second is to learn to manage money so that you can have the current The return on assets exceeds the rate of currency depreciation. These two methods are the best ways for ordinary people to deal with currency depreciation.

Currency depreciation occurs every year, and when the current currency continues to depreciate, the best way for me to deal with currency depreciation is to learn to manage finances. Of course, I am a finance major myself, and I am very concerned about finance. I have a certain understanding of financial products, so my assets are mainly financial products. Therefore, I personally suggest that everyone should learn to manage finances to resist risks, and learn about products with financial management capabilities, so that your assets can preserve and increase their value. Increasing income to cope with currency depreciation

Currency depreciation has been relatively obvious this year, especially in 2019 due to the increase in pork prices. Many commodities have increased to varying degrees, and most commodities have experienced price increases.

Precisely because this kind of price increase is so obvious, which directly reduces the intensity of money purchasing, many people begin to complain, why don’t wages increase? In the past, I was living a good life with a job of several thousand yuan a month, and I still had some money to save. However, in recent years, I have been earning a few thousand yuan, but my life is very tight, and I am living on paycheck to paycheck every month. No money saved.

This phenomenon is the impact of currency depreciation, so if you want to deal with this phenomenon of currency depreciation, you need to increase your income. The previous monthly income of 5,000 yuan must be increased to 7,000 yuan. Or a monthly income of 8,000 yuan, for example, you can use the following methods:

1.

Change to a high-paying job. If your original unit stabilizes, it will be difficult for your salary to increase. This If your employer doesn't raise your salary, and your income is too low, you can ask your employer to raise your salary. If your employer doesn't raise your salary, you can only find a job with a higher salary than your original job based on your ability.

2.

Of course, if you don’t want to change jobs, your original salary is too low and your life is too stressful. You can use your spare time to do a part-time job. For example, you can do your own part-time job. In terms of media, whether it is posting pictures, text, or making short videos, self-media is quite popular nowadays. You can manage it carefully in your spare time, and your monthly income of several thousand yuan is still stable. Learn to manage money to cope with currency depreciation

Learning to manage money is one of the most effective and simplest ways to resist currency depreciation in the long term.

In fact, learning to manage money is to find ways to turn your existing cash into some value-preserving or appreciation assets. Only in this way can the impact of currency depreciation on ordinary people be truly affected. For example, the following methods can be used:< /p>

1.

Turn cash into a risk-free fixed asset, similar to buying treasury bonds, which can resist inflation; secondly, you can also choose to deposit large-denomination certificates of deposit in banks or private banks Large-denomination certificates of deposit, etc., these are all fixed assets, and the principal is safe. As an ordinary person who has no other financial knowledge, using this method to fight inflation is the best way.

2.

Convert cash into real estate. Of course, when the domestic real estate market is cold now, you cannot make money by buying it with your eyes closed, but the house itself has the ability to maintain value and Value-added features. If you use cash to buy a property with room for appreciation and development prospects, this method is also very reliable. The house is the most valuable asset in the long run.

3.

In order to fight against inflation, some people convert RMB into U.S. dollars when currency depreciation occurs. Of course, this is also a method, but this kind of resistance to currency devaluation is not So good, when it comes to the exchange rate market, many ordinary people do not understand the exchange rate market at all. This method does not recommend ordinary people to blindly convert cash into US dollars.

Of course, you must learn to manage money. In addition to these, there are actually many financial management methods and financial products. Bonds, funds, trusts, stock trading, futures trading, etc. are all financial management. You cannot understand them all. As long as you learn One or two kinds of financial management can completely preserve or increase the value of your assets.

Summary analysis

Based on the above, what methods should ordinary people take to deal with currency devaluation? Based on my personal experience and relevant suggestions, I will give In order to increase one's income and learn to manage money, I have also taken certain measures for these two methods.

For many ordinary people who have some savings, they really need to pay attention to the impact of currency devaluation. Only by paying attention to this issue can they truly make their lives better and better. Life will become increasingly tight in the future.