It can realize the family financial planning of paying money for a period of time and receiving money for a lifetime. Wealth life is a rare insurance in the industry to receive a lifetime annuity.
The annual payment is 30,000 yuan, 10 year, and the principal is * * * 300,000 yuan.
After saving money in the current year, the survival fund (10% of the insured amount) will be returned in the following year (the survival annuity of the insured after the age of 60 is 20% of the insured amount). During the payment period, you can also enjoy a continuous payment reward of 2% of the current premium every year, and you can also get a special bonus of 50% of the current premium in the fifth and 10 years of the payment period (that is,10)
If you don't receive the returned annuity, you can still compound interest in the wealth fund account, which is very humanized. The returned annuity can be withdrawn at any time.
Roughly estimated, when your baby 10 years old, the rebate of the survival fund account (excluding the principal) is about140,000.
As for considering children's education, the hukou is completely qualified. At the same time, it can also take care of children's future pension. This insurance can also use extra wealth to pay for critical illness insurance in advance, and can also take into account the child's critical illness protection.
This type of insurance can apply for a one-time payment of principal dividend and all survival funds at the age of 60. The termination of the contract before the age of 60 is an act of surrender, which will have certain losses to the client.
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