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Is it necessary to repay the principal when the fund falls?
No, the fund loses the principal of the investment at most, but the probability of losing the principal is very small. The fund mainly invests in a basket of stocks and has certain stability. The rise and fall of the fund is determined by the stocks invested. Investment stocks go up, funds go up, investment stocks go down, and funds go down, and basically there will be no continuous decline.

If the fund continues to decline, it may lead to the risk of liquidation, and the remaining assets will be distributed to investors in proportion after the liquidation of the fund.